St. Mary's County property record for 45263 Cape Charles Ln, Piney Point, MD 20674
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.165 acres (7,178 sqft) |
| Owner | Company Name on File |
| Last Sale | $650,000 (Mar 2020) |
| Tax Bill | $927 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-045311 |
| Primary APN | 02-045311 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,178 sqft (0.165 acres) |
|---|
| Account Number | 045311 |
|---|---|
| Street Address | 45263 CAPE CHARLES LN |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3042 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RL |
| Legal Description | LOT 9 PHASE ONE PLAT 64/76 LIGHTHOUSE COMMONS SUB |
| Legal Subdivision | LIGHTHOUSE COMMONS SUB |
| Legal Phase | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 876101 |
45263 Cape Charles Ln, residential vacant land, is owned by a company that bought it in March 2020.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20294 POINT LOOKOUT RD, GREAT MILLS, MD 20634-2335 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on File |
| Deed Sale | Mar 3, 2020 · Amount on File |
| Deed Book / Page | 5282 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 3, 2020 |
| Property Address | 45263 CAPE CHARLES LN, PINEY POINT, MD 20674-3042 |
| Document Number | 0052820118 |
| Book / Page | 5282 / 118 |
| Map Reference | LB 64 FO 76 PL 1-4 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 20294 POINT LOOKOUT RD, GREAT MILLS, MD 20634-2335 |
| Investor | Possibly a Property Investor |
| Document Number | 0005282123 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 5282/123 |
| Name | OLD LINE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 45263 Cape Charles Ln was $927.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,300 | $92,300 Land $92,300 | |
| 2025 | $927.00 | ||
| 2023 | $927.00 | $87,800 Land $87,800 | $87,800 Land $87,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45263 Cape Charles Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 221 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (2003–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45263 Cape Charles Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: T-Mobile.
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