45262 275th Ave, Laporte, MN 56461 Property Records

Hubbard County property record for 45262 275th Ave, Laporte, MN 56461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,161 sqft · built 1986
Lot Size	14.1 acres (616,810 sqft)
Owner	Individual Name on Record
Tax Bill	$2,614 (2026)
Deeds & Mortgages	Jun 2017 Reverse Mortgage Jun 2017 Mortgage
APN	`10.06.00610`

Property Details

APN / Parcel Number

Primary APN	`10.06.00610`
Alternative APN	`25527`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,161 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	616,810 sqft (14.1 acres)
Garage Area	1,632 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Deck Area	380 sqft
Shed	1 Shed
Shed Area	624 sqft
Quonset Hut	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	25527
Street Address	45262 275TH AVE
City	LAPORTE
State	MN
Zip	56461-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-06 TWP-144 RANGE-032 14.16 AC P/O S1/2 OF GL4 LYING N O F FOL LN: FR NW COR GL4 S1161.33 TO PB E366.84 S56.27 E449.9 4 N
Legal Range	32
Legal Township	144
Legal Section	06
Jurisdiction	HUBBARD MN
Township / Civil Division	HART LAKE
Census Block Group	4
Census Block	4038
Census Tract	70100

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45262 275TH AVE, LAPORTE, MN 56461-4823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jun 21, 2017	Intrafamily Transfer, Transfer · ARM SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 21, 2016
Transfer Doc	0000382828
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	45262 275TH AVE, LAPORTE, MN 56461-4823
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000391337
Date	Jun 21, 2017
Instrument	A000391337

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUBBARD MN
Recording Date	Jun 21, 2017
Property Address	45262 275TH AVE, LAPORTE, MN 56461-4823
Document Number	A000391336
Instrument Date	Jun 6, 2017
Instrument	A000391336
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45262 275TH AVE, LAPORTE, MN 56461-4823

Mortgage

Document Number	A000391338
Date	Jun 21, 2017
Instrument	A000391338

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.41%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	7.72%

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Hart Lake Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,614.00 Homeowner's exemption
2025	$2,614.00	$336,500 Land $71,100 Building $265,400	$336,500 Land $71,100 Building $265,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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