45261 313th St, Gayville, SD 57031 Property Records

Clay County property record for 45261 313th St, Gayville, SD 57031

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,032 sqft · built 2014
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Oct 2021)
Tax Bill	$2,898 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09000-09353-301-03`

Property Details

APN / Parcel Number

Primary APN	`09000-09353-301-03`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,032 sqft Living Area
Gross Area	5,376 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	137,650 sqft (3.16 acres)
Garage Type	Detached
Garage Area	4,350 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45261 313TH ST
City	GAYVILLE
State	SD
Zip	57031-6606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENNYS ADDN N 1/2 NE 1/4 30-93-53 MECKLING TWP
Legal Subdivision	DENNYS ADDITION
Jurisdiction	CLAY SD
Township / Civil Division	MECKLING
Census Block Group	3
Census Block	3179
Census Tract	965800

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45261 313TH ST, GAYVILLE, SD 57031-6606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CU MORTGAGE DIRECT LLC
Oct 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Jun 4, 2009
Deed Document Number	2021146454
Deed Book / Page	82 / 457
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	45261 313TH ST, GAYVILLE, SD 57031-6606
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45261 313TH ST, GAYVILLE, SD 57031-6606

Mortgage

Document Number	0MT147/865
Date	Mar 4, 2024
Book Page	MT147/865
Instrument	A20240245

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	45261 313TH ST, GAYVILLE, SD 57031-6606
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT146/416
Date	Jun 13, 2022
Book Page	MT146/416
Instrument	147895

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Mortgage Company
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Oct 21, 2021
Property Address	45261 313TH ST, GAYVILLE, SD 57031-6606
Document Number	000D82/457
Book / Page	D82 / 457
Instrument Date	Aug 28, 2009
Instrument	146454
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 SUNNYSIDE AVE, 202, GAYVILLE, SD 57031-2031

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45261 313TH ST, GAYVILLE, SD 57031-6606

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
County Subdivision	Meckling Township
Unified School District	Gayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,898.00 (-30.59%)	$398,841 (+55.04%) Land $66,200 Building $132,641
2023	$4,175.00 (+13.76%)	$257,252 Land $33,379 Building $223,873
2022	$3,670.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
South Dakota Wireless Internet Fixed Wireless	75 / 20
Bluepeak DSL	10 / 1

May also be available: Rise Broadband, Verizon.

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