45260 Proposal Pt, Neskowin, OR 97149 Property Records

Tillamook County property record for 45260 Proposal Pt, Neskowin, OR 97149

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,174 sqft · built 2008
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Dec 2017)
Tax Bill	$8,614 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5S1124-AB-02700`

Property Details

APN / Parcel Number

Primary APN	`5S1124-AB-02700`
Alternative APN	`412320`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,174 sqft Living Area
1st Floor Area	1,171 sqft
2nd Floor Area	864 sqft
Basement Area	1,139 sqft
Finished Basement	1,139 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2011
Exterior Material	Wood Shingle
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	113 sqft
Deck Area	155 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	412320
Street Address	45260 PROPOSAL PT
City	NESKOWIN
State	OR
Zip	97149-8229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NESKRR
Legal Description	SUBD NAME: SAHHALI SOUTH LOT NO: 27
Legal Subdivision	SAHHALI SOUTH
Legal Lot Number	27
Jurisdiction	TILLAMOOK OR
Township / Civil Division	NESKOWIN
Census Block Group	3
Census Block	3029
Census Tract	960800

Owner

Source: Tillamook County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6365 SW DOLPH DR, PORTLAND, OR 97219-4945
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Jun 30, 2011
Deed Document Number	2017-007762
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	45260 PROPOSAL PT, NESKOWIN, OR 97149-8229
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007337
Date	Aug 27, 2021
Instrument	2021-07337

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Tillamook County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Tillamook County
Unified School District	Nestucca Valley School District 101J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,614.00 (+5.73%)	$715,280 (+3%) Land $298,310 Building $416,970	$1,090,310 (+8.09%) Land $327,180 Building $763,130
2024	$8,147.00 (-0.4%)	$694,450 (+3%) Land $289,630 Building $404,820	$1,008,670 (+8.65%) Land $358,850 Building $649,820
2023	$8,180.00 (+3.73%)	$674,230 (+3%) Land $281,200 Building $393,030	$928,400 (-10.06%) Land $346,300 Building $582,100
2022	$7,886.00	$654,600 Land $273,010 Building $381,590	$1,032,260 Land $301,170 Building $731,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	290 units insured incl. 143 condo units
Nearby Flood Claims	61 (1987–2021)
Claims Outside the SFHA	21 of 61
Most Recent Claim	Nov 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESKOWIN REG WATER DIST serves 1,735 people · EPA ID OR4100970
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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