Lake County property record for 4526 W Erna Lou Dr, Baldwin, MI 49304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.06 acres (46,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,000 (Jan 2017) |
| Tax Bill | $2,806 (2024) |
| Deeds & Mortgages | Jan 2017 Sale & Mortgage |
| APN | 14-690-004-00 |
| Primary APN | 14-690-004-00 |
|---|
| Lot Area | 46,520 sqft |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4526 W ERNA LOU DR |
|---|---|
| City | BALDWIN |
| State | MI |
| Zip | 49304-6825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 WHITEHILLS |
| Legal Subdivision | WHITEHILLS PLAT S29 T17N R13W |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE MI |
| Township / Civil Division | PLEASANT PLAINS |
| Census Block Group | 2 |
| Census Block | 2143 |
| Census Tract | 961200 |
4526 W Erna Lou Dr is owned by two individuals who bought it in January 2017.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19687 SUTTON TER, WESTFIELD, IN 46074-0889 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2017 · Amount on File |
| Deed Sale | Jan 5, 2017 · Amount on File |
| Prior Sale | Sep 25, 2003 · Amount on File |
| Deed Book / Page | 389 / 657 |
| Prior Transfer Date | May 3, 2013 |
| Prior Transfer Doc | 000363/162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE MI |
| Recording Date | Jan 5, 2017 |
| Property Address | 4526 W ERNA LOU DR, BALDWIN, MI 49304-6825 |
| Document Number | 000389/657 |
| Book / Page | 389 / 657 |
| Instrument Date | Dec 16, 2016 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 N ALABAMA ST, INDIANAPOLIS, IN 46204-2131 |
| Document Number | 0000000389/0000000660 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 0000000389/0000000660 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 168 Months |
| Due | Jan 1, 2031 |
Source: Lake County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lake County |
| County Subdivision | Pleasant Plains Township |
| Unified School District | Baldwin Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,200 (+15.75%) | $226,400 (+15.75%) | |
| 2025 | $97,800 | $195,600 | |
| 2024 | $2,806.00 | ||
| 2023 | $74,400 | $148,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4526 W Erna Lou Dr; there have been 6 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1986–2020) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4526 W Erna Lou Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 88% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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