4526 Michael Ave, North Olmsted, OH 44070 Property Records

Cuyahoga County property record for 4526 Michael Ave, North Olmsted, OH 44070

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,004 sqft · built 1970
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,900 (Aug 2018)
Tax Bill	$5,819 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`237-20-061`

Property Details

APN / Parcel Number

Primary APN	`237-20-061`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,284 sqft
2nd Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	180 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4526 MICHAEL AVE
City	NORTH OLMSTED
State	OH
Zip	44070-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F5
Legal Description	10 M VARADY 0016 ALL
Legal Subdivision	MICHAEL VARADY
Legal Lot Number	16
Jurisdiction	CUYAHOGA OH
Township / Civil Division	NORTH OLMSTED
Census Block Group	2
Census Block	2003
Census Tract	174207

Owner

Source: Cuyahoga County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4526 MICHAEL AVE, NORTH OLMSTED, OH 44070-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jun 8, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Aug 3, 2018	Warranty Deed, Transfer · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Oct 7, 1980
Deed Document Number	2018418
Prior Transfer Date	May 17, 2018
Prior Transfer Doc	0000000229
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 8, 2026
Property Address	4526 MICHAEL AVE, NORTH OLMSTED, OH 44070-2917
Document Number	0000000334
Instrument Date	Jul 31, 2026
Instrument	2026334
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4526 MICHAEL AVE, NORTH OLMSTED, OH 44070-2917
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000334,
Date	Aug 8, 2026
Instrument	2026334

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4526 MICHAEL AVE, NORTH OLMSTED, OH 44070-2917
Document Number	0004140491
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4526 MICHAEL AVE NORTH OLMSTED OH 440702917, NORTH OLMSTED, OH 44070-2917

Mortgage

Document Number	0004140491
Date	Apr 14, 2020
Instrument	4140491

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4526 MICHAEL AVE, NORTH OLMSTED, OH 44070-2917
Document Number	0006170058
Instrument Date	Jun 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4526 5 ICHAEL AVE NORTH OLMSTED OH 44070, NORTH OLMSTED, OH 44070

Mortgage

Document Number	0006170058
Date	Jun 17, 2019
Instrument	6170058

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 3, 2018
Property Address	4526 MICHAEL AVE, NORTH OLMSTED, OH 44070-2917
Document Number	0008030418
Instrument Date	Aug 2, 2018
Instrument	8030418
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$679.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3350 COMMISSION CT WOODBRIDGE VA 221921784, WOODBRIDGE, VA 22192-1784

Mortgage

Document Number	8030419
Date	Aug 3, 2018
Instrument	8030419

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	North Olmsted City
Unified School District	North Olmsted City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,819.00 (-1.09%) Homeowner's exemption	$85,855 (-0.01%) Land $17,850 Building $68,005	$245,300 (-) Land $51,000 Building $194,300
2024	$5,883.00 (+21.12%) Homeowner's exemption	$85,860 (+44.38%) Land $17,850 Building $68,010	$245,300 (+44.38%) Land $51,000 Building $194,300
2023	$4,857.00 (+0.54%) Homeowner's exemption	$59,470 (-) Land $13,550 Building $45,920
2022	$4,831.00 Homeowner's exemption	$59,470 Land $13,550 Building $45,920
2021			$169,900 Land $38,700 Building $131,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

Nearby Properties on Michael Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures