4526 Fallon Cir, Port Charlotte, FL 33948 Property Records

Charlotte County property record for 4526 Fallon Cir, Port Charlotte, FL 33948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1985
Lot Size	0.23 acres (9,999 sqft)
Owner	2 Individual Names on File
Last Sale	$294,900 (Sep 2017)
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`402229379009`

Property Details

APN / Parcel Number

Primary APN	`402229379009`
Alternative APNs	`00411900000004` `10004600797`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,999 sqft (0.23 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Pool Area	398 sqft
Porch	Enclosed/Screened Porch
Porch Area	340 sqft
Shed	1 Shed
Shed Area	200 sqft
Loading Dock	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00411900000004
Street Address	4526 FALLON CIR
City	PORT CHARLOTTE
State	FL
Zip	33948-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC37 BLK2148 LT403 347/907 799/1389 DC2469/1575(DRJ) 3551/218 3708/2037 4239/556
Legal Range	22E
Legal Township	40S
Legal Section	29
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	2148
Legal Lot Number	403
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1027
Census Tract	20501

Owner

4526 Fallon Cir is owned and occupied by two individuals who bought it in September 2017.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4526 FALLON CIR, PORT CHARLOTTE, FL 33948-9608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 22, 2017	Warranty Deed, Transfer · Conventional with PMI SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Deed Document Number	20172553610
Deed Book / Page	4239 / 556
Prior Transfer Date	Feb 24, 2011
Prior Transfer Doc	0035510218
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	4526 FALLON CIR, PORT CHARLOTTE, FL 33948-9608
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4526 FALLON CIR, PORT CHARLOTTE, FL 33948-9608

Mortgage

Document Number	0048690100
Date	Nov 2, 2021
Book Page	4869/100
Instrument	3017180

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 22, 2017
Property Address	4526 FALLON CIR, PORT CHARLOTTE, FL 33948-9608
Document Number	0042390556
Book / Page	004239 / 000556
Instrument Date	Sep 21, 2017
Instrument	2553610
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4526 FALLON CIR PORT CHARLOTTE FL 339489608, PORT CHARLOTTE, FL 33948-9608

Mortgage

Document Number	42390558
Date	Sep 22, 2017
Book Page	004239/000558
Instrument	2553611

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4526 Fallon Cir was $3,734 with a homeowner's exemption, down 26% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,734.00 (-25.97%) Homeowner's exemption	$287,588 Land $46,750 Building $240,838	$287,588 Land $46,750 Building $240,838
2024	$5,044.00 (+0.46%)
2023	$5,021.00 (+2.95%) Homeowner's exemption	$273,689 (+3%)	$277,071 (-20.41%) Land $50,000 Building $227,071
2022	$4,877.00 Homeowner's exemption	$265,717	$348,110 Land $42,500 Building $305,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4526 Fallon Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	119 (1989–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Helene, Sep 2024 · 36 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4526 Fallon Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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