45253 W Union Rd, Sardis, OH 43946 Property Records

Monroe County property record for 45253 W Union Rd, Sardis, OH 43946

Property Summary

Property Type	Rural Home
Details	1.5 ba · 747 sqft · built 1996
Lot Size	1.43 acres (62,509 sqft)
Owner	Individual Name on File
Tax Bill	$1,392 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`09-030023.0000`

Property Details

APN / Parcel Number

Primary APN	`09-030023.0000`
Alternative APN	`29-23`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	747 sqft Living Area
1st Floor Area	672 sqft
Attic	Attic
Attic Area	600 sqft
Basement Area	4 sqft
Finished Basement	4 sqft
Unfinished Basement	672 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Roof Material	Shingle
Lot Area	62,509 sqft (1.43 acres)
Shed	1 Shed
Shed Area	160 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45253 W UNION RD
City	SARDIS
State	OH
Zip	43946-9709
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	R4 T3 S29 PT NW CR 9
Legal Range	04W
Legal Township	03N
Legal Section	29
Jurisdiction	MONROE OH
Township / Civil Division	GREEN
Census Block Group	4
Census Block	4004
Census Tract	966900

Owner

45253 W Union Rd, a rural home, is owned by an individual.

Source: Monroe County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	45225 W UNION RD, SARDIS, OH 43946-9709
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAYER HERITAGE FEDERAL CREDIT UNION
Feb 6, 2024	Deed of Trust, Mortgage WOODSFIELD SAVINGS BANK
Mar 25, 2020	Warranty Deed, Transfer WOODSFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE OH
Recording Date	Sep 23, 2026
Property Address	45253 W UNION RD, SARDIS, OH 43946-9709
Document Number	0000003540
Book / Page	447 / 1815
Instrument Date	Sep 18, 2026
Instrument	20263540
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45253 W UNION RD, SARDIS, OH 43946-9709

Mortgage

Document Number	0000003540,
Date	Sep 23, 2026
Book Page	447/1815
Instrument	20263540

Lender

Name	BAYER HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE OH
Property Address	45253 W UNION RD, SARDIS, OH 43946-9709
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000430/323
Date	Feb 6, 2024
Book Page	430/323
Instrument	202400000268

Lender

Name	WOODSFIELD SAVINGS BANK
Type	Bank
Address	BARNESVILLE, OH 43713

Agreement

Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE OH
Recording Date	Mar 25, 2020
Property Address	45253 W UNION RD, SARDIS, OH 43946-9709
Document Number	00401/1137
Book / Page	401 / 1137
Instrument Date	Feb 14, 2020
Instrument	202000001580
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45253 W UNION RD, SARDIS, OH 43946-9709

Mortgage

Document Number	202000001581
Date	Mar 25, 2020
Instrument	202000001581

Lender

Name	WOODSFIELD SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45253 W Union Rd was $1,392.

Source: Monroe County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Monroe County
County Subdivision	Green Township
Unified School District	Switzerland of Ohio Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,392.00 Homeowner's exemption	$46,540 Land $8,300 Building $38,240	$132,970 Land $23,710 Building $109,260
2023	$1,011.00 (-3.16%) Homeowner's exemption	$34,500 (-) Land $6,150 Building $28,350
2022	$1,044.00 Homeowner's exemption	$34,500 Land $6,150 Building $28,350	$98,570 Land $17,570 Building $81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45253 W Union Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1997–2004)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45253 W Union Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GMN Wireless Broadband Fixed Wireless	10 / 1

May also be available: altafiber Network Solutions, Smart Way Communications, T-Mobile.

Cell Coverage

No cell data coverage reported

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