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45250 Saint Georges Ave, Piney Point, MD 20674 Property Records

St. Mary's County property record for 45250 Saint Georges Ave, Piney Point, MD 20674

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,120 sqft · built 2007
Lot Size0.266 acres (11,591 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Sep 2025)
Tax Bill$2,593 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-017016

Property Details

APN / Parcel Number

Primary APN02-017016
Alternative APNs
  • 2017016
  • 017016

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Total Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,591 sqft (0.266 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area64 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number017016
Street Address45250 SAINT GEORGES AVE
CityPINEY POINT
StateMD
Zip20674-3101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTMX
Legal DescriptionLOT 500-14 BLOCK 25 PINEY POINT SHORES
Legal SubdivisionPINEY POINT SHORES
Legal Block25
Legal Lot Number14
JurisdictionST MARY'S MD
Township / Civil Division2, VALLEY LEE
Census Block Group3
Census Block3007
Census Tract876101

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address45250 SAINT GEORGES AVE, PINEY POINT, MD 20674-3101
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · VA Mortgage
CELEBRITY HOME LOANS LLC
Feb 18, 2020Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2025 · Amount on Record
Deed SaleSep 3, 2025 · Amount on Record
Prior SaleFeb 18, 2020 · Amount on Record
Deed Book / Page6756 / 246
Transfer Doc0927000515
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address45250 SAINT GEORGES AVE, PINEY POINT, MD 20674-3101
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyCLOSELINE SETTLEMENTS

Transferred To (Grantee/Buyer)

NameVerified Name
Address45250 SAINT GEORGES AVE, PINEY POINT, MD 20674-3101

Mortgage

Document Number0060590021
DateFeb 1, 2022
Book Page6059/21
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
AddressVILLA PARK, IL 60181
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST MARY'S MD
Recording DateFeb 18, 2020
Property Address45250 SAINT GEORGES AVE, PINEY POINT, MD 20674-3101
Document Number0052720015
Book / Page005272 / 000015
Instrument DateFeb 7, 2020
Transaction TypeTransfer
Record UpdatedMar 5, 2020
Title CompanyBAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45250 SAINT GEORGES AVE PINEY POINT MD 206743101, PINEY POINT, MD 20674-3101

Mortgage

Document Number52720025
DateFeb 18, 2020
Book Page005272/000025
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,533 (+20.46%)$319,600 (+35.71%) Land $101,800 Building $217,800
2025$2,593.00 (+7.5%)
2023$2,412.00$218,767$235,500 Land $96,900 Building $138,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 221 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies227 units insured
incl. 6 condo units
Nearby Flood Claims16 (2003–2022)
Claims Outside the SFHA3 of 16
Most Recent ClaimDec 2022 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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