4525 Waterloo Dr, Columbia, MO 65202 Property Records

Boone County property record for 4525 Waterloo Dr, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 818 sqft · built 1965
Lot Size	2.62 acres (114,127 sqft)
Owner	Individual Name on File
Last Sale	$88,200 (May 2013)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-206-00-00-022-00`

Property Details

APN / Parcel Number

Primary APN	`17-206-00-00-022-00`
Alternative APN	`17-206-00-00-022.00 01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	818 sqft Living Area
1st Floor Area	818 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	114,127 sqft (2.62 acres)
Garage Type	Detached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Patio Area	20 sqft
Balcony Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4525 WATERLOO DR
City	COLUMBIA
State	MO
Zip	65202-1162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT MPT WPT NE TR 1 SUR 289-441
Legal Range	12W
Legal Township	48N
Legal Section	04
Legal Tract	1
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2009
Census Tract	1505

Owner

4525 Waterloo Dr is owned and occupied by an individual who bought it in May 2013.

Source: Boone County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4525 WATERLOO DR, COLUMBIA, MO 65202-1162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 9, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2013 · Amount on File
Deed Sale	May 1, 2013 · Amount on File
Prior Sale	Mar 16, 2012 · Amount on File
Deed Document Number	201310449
Deed Book / Page	4145 / 94
Prior Transfer Date	Jul 12, 2007
Prior Transfer Doc	0000018338
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4525 WATERLOO DR, COLUMBIA, MO 65202-1162
Document Number	0000008997
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 WATERLOO DR COLUMBIA MO 652021162, COLUMBIA, MO 65202-1162

Mortgage

Document Number	0000008997
Date	May 11, 2020
Book Page	005181/000070
Instrument	8997

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4525 WATERLOO DR, COLUMBIA, MO 65202-1162
Document Number	0000002653
Book / Page	004858 / 000031
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 WATERLOO DR COLUMBIA MO 652021162, COLUMBIA, MO 65202-1162

Mortgage

Document Number	0000002653
Date	Feb 15, 2018
Book Page	004858/000031
Instrument	2653

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4525 Waterloo Dr was $1,180.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,031 (-) Land $3,173 Building $14,858
2025	$1,180.00	$18,031 Land $3,173 Building $14,858	$94,900 Land $16,700 Building $78,200
2023	$1,053.00 (+4.05%)	$15,751 Land $3,173 Building $12,578	$82,900 Land $16,700 Building $66,200
2022	$1,012.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4525 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4525 Waterloo Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: FireServe, Spectrum, Verizon.

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