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4525 Sprankel Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4525 Sprankel Rd, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,782 sqft · built 1993
Lot Size3.25 acres (141,570 sqft)
Owner2 Individual Names on File
Last Sale$261,000 (Mar 2021)
Tax Bill$5,567 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-25-300-003-000

Property Details

APN / Parcel Number

Primary APN10-25-300-003-000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area1,782 sqft Living Area
1st Floor Area1,782 sqft
Basement Area1,782 sqft
Unfinished Basement1,782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Lot Area141,570 sqft (3.25 acres)
Garage Area476 sqft
DrivewayConcrete Driveway
Driveway Area300 sqft
PorchSlab
Porch Area698 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4525 SPRANKEL RD
CityWATERLOO
StateIL
Zip62298-3737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART SE SW
Legal Range10W
Legal Township03S
Legal Section25
JurisdictionMONROE IL
Township / Civil Division23
Census Block Group1
Census Block1016
Census Tract600501

Owner

Source: Monroe County records · APN 10-25-300-003-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4525 SPRANKEL RD, WATERLOO, IL 62298-3737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Deed Document Number2021415561
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateMar 11, 2021
Property Address4525 SPRANKEL RD, WATERLOO, IL 62298-3737
Document Number0000415561
Instrument DateMar 10, 2021
Instrument415561
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$391.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4525 SPRANKEL RD, 4525, WATERLOO, IL 62298-3737

Transferred To (Grantee/Buyer)

NameVerified Name
Address4525 SPRANKEL RD, WATERLOO, IL 62298-3737

Mortgage

Document Number0000415562
DateMar 11, 2021
Instrument415562
Lender
NameFIRST NATIONAL BANK WATERLOO
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$107,170 (+11.32%) Land $14,190 Building $92,980$321,510 (+11.32%) Land $42,570 Building $278,940
2024$5,567.00
2022Additional exemption filed$96,270 Land $14,190 Building $82,080$288,810 Land $42,570 Building $246,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1993)
Most Recent ClaimAug 1993, alluvial fan flooding, Severe Storms & Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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