4525 S Kessler Frederick Rd, West Milton, OH 45383 Property Records

Miami County property record for 4525 S Kessler Frederick Rd, West Milton, OH 45383

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,190 sqft · built 1920
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Jun 2015)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L32-022400`

Property Details

APN / Parcel Number

Primary APN	`L32-022400`
Alternative APNs	`060514.0-01-009-00` `L32UN014 06900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,608 sqft
Attic	Attic
Attic Area	386 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	104,544 sqft (2.4 acres)
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4525 S KESSLER FREDERICK RD
City	WEST MILTON
State	OH
Zip	45383-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-14 PT SW PT NE
Legal Range	05
Legal Township	06
Legal Section	14
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4026
Census Tract	340100

Owner

4525 S Kessler Frederick Rd is owned and occupied by an individual who acquired it in May 2020.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4525 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9791
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage CODE CU
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Jun 2, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2015 · Amount on File
Deed Sale	Jun 29, 2015 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20152015OR-07569
Last Transfer Date	May 14, 2020
Transfer Doc	0000007051
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4525 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9791
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	AREAWIDE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009693
Date	Jun 22, 2022
Instrument	2022OR-09693

Lender

Name	CODE CU
Type	Credit Union
Address	DAYTON, OH 45402

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 7, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4525 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9791
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000780
Date	Jan 15, 2021
Instrument	2021OR-00780

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	Jun 2, 2020
Property Address	4525 S KESSLER FREDERICK RD, WEST MILTON, OH 45383-9791
Document Number	0000007051
Instrument Date	May 14, 2020
Instrument	7051
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 186 PLEASANT HILL OH 453590186, PLEASANT HILL, OH 45359-0186

Tax Assessment & Valuation

The 2025 property tax bill for 4525 S Kessler Frederick Rd was $1,513, up 10.5% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 (+10.52%)	$49,360 (+28.31%) Land $18,030 Building $31,330	$141,000 Land $51,500 Building $89,500
2024	$1,369.00 (+2.47%)	$38,470 (-) Land $15,090 Building $23,380
2023	$1,336.00 (-3.54%)	$38,470 (-) Land $15,090 Building $23,380	$109,900 (-) Land $43,100 Building $66,800
2022	$1,385.00	$38,470 Land $15,090 Building $23,380	$109,900 Land $43,100 Building $66,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4525 S Kessler Frederick Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4525 S Kessler Frederick Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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