4525 Ratcliffe Dr, Belvidere, IL 61008 Property Records

Boone County property record for 4525 Ratcliffe Dr, Belvidere, IL 61008

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 4,744 sqft · built 2000
Lot Size0.79 acres (34,412 sqft)
OwnerTrust Name on File
Flood ZoneZone X (minimal risk)
APN07-10-301-003

Property Details

APN / Parcel Number

Primary APN07-10-301-003
Alternative APN
  • 07-07-10-301-003

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area4,744 sqft Living Area
1st Floor Area4,744 sqft
Basement Area2,372 sqft
Finished Basement2,372 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area34,412 sqft (0.79 acres)
Lot Dimensions250 ft deep x 120 ft wide
Garage TypeMixed
Garage Area1,294 sqft
Parking Spaces5 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number07-07-10-301-003
Street Address4525 RATCLIFFE DR
CityBELVIDERE
StateIL
Zip61008-8311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description10-43-3 1ST ADD TOWN HALL EST LOT #1 4525 RATCLIFFE DR 120 X 250
Legal Subdivision1ST ADD TOWN HALL EST
Legal Lot Number1
JurisdictionBOONE IL
Township / Civil DivisionFLORA
Census Block Group2
Census Block2027
Census Tract10400

Owner

4525 Ratcliffe Dr is owner-occupied and held in a trust since May 2002.

Source: Boone County records, as of June 30, 2026

Owner of RecordTrust Name on File
Mailing Address4525 RATCLIFFE DR, BELVIDERE, IL 61008-8311
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2002
Deed SaleMay 23, 2002
Deed Document Number20026033
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionFlora Township
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$135,861 Land $11,839 Building $124,022$407,583 Land $35,517 Building $372,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4525 Ratcliffe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4525 Ratcliffe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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