4525 Ranchway Dr SW, Concord, NC 28027 Property Records

Cabarrus County property record for 4525 Ranchway Dr SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,531 sqft · built 1997
Lot Size	1.08 acres (47,430 sqft)
Owner	Individual Name on Record
Last Sale	$550,891 (Jul 2014)
Tax Bill	$5,748 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02036C0063.000000`

Property Details

APN / Parcel Number

Primary APN	`02036C0063.000000`
Alternative APNs	`5509 70 2989` `99277`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,531 sqft Living Area
Gross Area	5,459 sqft
1st Floor Area	2,003 sqft
Upper Floors Area	728 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,430 sqft (1.08 acres)
Lot Dimensions	279 ft deep x 170 ft wide
Garage Type	Mixed
Garage Area	1,728 sqft
Driveway	Concrete Driveway
Driveway Area	2,700 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Patio
Porch Area	200 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	99277
Street Address	4525 RANCHWAY DR SW
City	CONCORD
State	NC
Zip	28027-0423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 82 CAROLANDO SEC 2
Legal Subdivision	CAROLANDO
Legal Lot Number	82
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	4
Census Block	4025
Census Tract	42603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4525 RANCHWAY DR SW, CONCORD, NC 28027-0423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2014 · Amount on Record
Deed Sale	Jul 14, 2014 · Amount on Record
Prior Sale	May 10, 2007 · Amount on Record
Deed Book / Page	11033 / 47
Prior Transfer Date	Jul 26, 2005
Prior Transfer Doc	6132111
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4525 RANCHWAY DR SW, CONCORD, NC 28027-0423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14792228
Date	Dec 30, 2020
Book Page	14792/228

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4525 RANCHWAY DR SW, CONCORD, NC 28027-0423
Document Number	13705177
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4525 RANCHWAY DR SW CONCORD NC 280270423, CONCORD, NC 28027-0423

Mortgage

Document Number	13705177
Date	Sep 6, 2019
Book Page	013705/000177
Instrument	23857

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4525 RANCHWAY DR SW, CONCORD, NC 28027-0423
Document Number	127871
Book / Page	012787 / 000001
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4525 RANCHWAY DR SW CONCORD NC 280270423, CONCORD, NC 28027-0423

Mortgage

Document Number	127871
Date	Nov 30, 2017
Book Page	012787/000001
Instrument	31011

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,920 (-) Land $90,000 Building $554,920
2025		$644,920 (+36.89%) Land $90,000 Building $554,920
2024			$644,920 (+36.89%) Land $90,000 Building $554,920
2023	$5,748.00	$471,130 Land $60,000 Building $411,130	$471,130 Land $60,000 Building $411,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ranchway Dr SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures