4525 Ottawa Rd, Lima, OH 45801 Property Records

Allen County property record for 4525 Ottawa Rd, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,079 sqft · built 1975
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Mar 1988)
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-0603-01-008.000`

Property Details

APN / Parcel Number

Primary APN	`37-0603-01-008.000`
Alternative APN	`H2737060301008000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,079 sqft Living Area
Gross Area	3,861 sqft
1st Floor Area	3,079 sqft
Basement Area	782 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	261,360 sqft (6 acres)
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	166 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4525 OTTAWA RD
City	LIMA
State	OH
Zip	45801-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 -.109 AC ST HWY EASE JOINT TEN RTS 07-03-06
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	1
Census Block	1030
Census Tract	11302

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4525 OTTAWA RD, LIMA, OH 45801-1134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 1988 · Amount on Record
Deed Sale	Mar 30, 1988 · Amount on Record
Last Transfer Date	Aug 2, 2007
Transfer Doc	8060012113
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4525 OTTAWA RD, LIMA, OH 45801-1134
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10280015130
Date	Oct 28, 2021
Book Page	2021/15130
Instrument	202110280015130

Lender

Name	THE UNION BANK CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4525 OTTAWA RD, LIMA, OH 45801-1134
Document Number	0000010603
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4525 OTTAWA RD LIMA OH 458011134, LIMA, OH 45801-1134

Mortgage

Document Number	0000010603
Date	Sep 26, 2017
Book Page	002017/010603
Instrument	10603

Lender

Name	CITIZENS NAT'L BK
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2027

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,336.00 (-0.8%) Homeowner's exemption	$109,770 (-) Land $24,960 Building $84,810	$313,600 (-) Land $71,300 Building $242,300
2024	$4,371.00 (+40.41%) Homeowner's exemption	$109,770 (+39.99%) Land $24,960 Building $84,810	$313,600 (+4%) Land $71,300 Building $242,300
2023	$3,113.00 (-1.58%) Homeowner's exemption	$78,410 (-) Land $17,820 Building $60,590
2022	$3,163.00 Homeowner's exemption	$78,410 Land $17,820 Building $60,590
2021			$224,000 Land $50,900 Building $173,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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