4525 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 4525 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 1973
Lot Size	0.384 acres (16,719 sqft)
Owner	Individual Name on File
Last Sale	$519,999 (Jul 2026)
Tax Bill	$2,735 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87222-00-019`

Property Details

APN / Parcel Number

Primary APN	`87222-00-019`
Alternative APN	`R0159085`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,824 sqft
Basement Area	768 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,719 sqft (0.384 acres)
View / Lot	Traffic

Exterior Amenities

Porch	Open Slab
Porch Area	780 sqft
Shed	1 Shed
Shed Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0159085
Street Address	4525 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA1
Legal Description	TR IN NW 1/4 22-7-68, BEG AT PT ON N LN NW 1/4 WH BEARS W 193.62 FT FROM N 1/4 COR, TH W 119.22 FT ALG SD N LN; TH S 141 FT; TH E 117.09 FT; TH N 0 52 E 141.02 FT TPOB
Legal Range	68W
Legal Township	7N
Legal Section	22
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	1
Census Block	1015
Census Tract	2506

Owner

4525 E Prospect Rd is owned and occupied by an individual who bought it in July 2026.

Source: Larimer County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	4525 E PROSPECT RD, FORT COLLINS, CO 80525-9775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Feb 27, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage FUNDLOANS CAPITAL
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Mar 24, 2021 · Amount on File
Deed Document Number	202638585
Prior Transfer Date	Feb 25, 2026
Prior Transfer Doc	0000008697
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 31, 2026
Property Address	4525 E PROSPECT RD, FORT COLLINS, CO 80525-9775
Document Number	0000038585
Instrument Date	Jul 31, 2026
Instrument	202638585
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,252.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 E PROSPECT RD, FORT COLLINS, CO 80525-9775

Mortgage

Document Number	0000038586,
Date	Jul 31, 2026
Instrument	202638586

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Feb 27, 2026
Property Address	4525 E PROSPECT RD, FORT COLLINS, CO 80525-9775
Document Number	0000008697
Instrument Date	Feb 25, 2026
Instrument	20260008697
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4525 E PROSPECT RD, FORT COLLINS, CO 80525-9775

Mortgage

Document Number	0000008698
Date	Feb 27, 2026
Instrument	20260008698

Lender

Name	FUNDLOANS CAPITAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056
Prepayment Penalty	00 Months

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 24, 2021
Property Address	4525 E PROSPECT RD, FORT COLLINS, CO 80525-9775
Document Number	0000029774
Instrument Date	Mar 24, 2021
Instrument	20210029774
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4525 E PROSPECT RD, 4525, FORT COLLINS, CO 80525-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6005 BLUE SPRUCE DR, BELLVUE, CO 80512-5633

Mortgage

Document Number	0000029775
Date	Mar 24, 2021
Instrument	20210029775

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 29, 2017
Property Address	4525 E PROSPECT RD, FORT COLLINS, CO 80525-9775
Document Number	0000065722
Instrument Date	Sep 28, 2017
Instrument	20170065722
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 E PROSPECT RD, FORT COLLINS, CO 80525-9775

Mortgage

Document Number	0000065723
Date	Sep 29, 2017
Instrument	20170065723

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4525 E Prospect Rd was $2,735, up 6.2% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,735.00 (+6.17%)	$26,963 Land $1,250 Building $25,713	$431,400 Land $20,000 Building $411,400
2024	$2,576.00 (+5.01%)
2023	$2,453.00 (+7.54%)	$30,197 (+26.34%) Land $1,340 Building $28,857	$450,700 (+31.06%) Land $20,000 Building $430,700
2022	$2,281.00	$23,901 Land $1,390 Building $22,511	$343,900 Land $20,000 Building $323,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4525 E Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4525 E Prospect Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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