4525 Discovery Pt, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 4525 Discovery Pt, Discovery Bay, CA 94505

Property Summary

Property TypeCommercial
Details4 bd · 4.5 ba · 3,121 sqft · built 2015
Lot Size0.193 acres (8,400 sqft)
Owner2 Company Names on Record
Last Sale$450,000 (Sep 2014)
Tax Bill$13,799 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN004-020-015-6

Property Details

APN / Parcel Number

Primary APN004-020-015-6
Alternative APN
  • 004-020-015

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,121 sqft Gross Area
1st Floor Area1,433 sqft
2nd Floor Area1,688 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Lot Area8,400 sqft (0.193 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area788 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4525 DISCOVERY PT
CityDISCOVERY BAY
StateCA
Zip94505-9520
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeF1
Legal DescriptionTRACT 4077 LOT 46 EX MR
Legal SubdivisionSUBDIVISION 4077
Legal Tract4077
Legal Lot Number46
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2002
Census Tract304004

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4525 DISCOVERY PT, DISCOVERY BAY, CA 94505-9520
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2014 · Amount on Record
Deed SaleSep 4, 2014 · Amount on Record
Prior SaleSep 2, 2008 · Amount on Record
Deed Document Number2014149475
Prior Transfer DateFeb 21, 2007
Prior Transfer Doc0000059723
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4525 DISCOVERY PT, DISCOVERY BAY, CA 94505-9520
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024362
DateFeb 15, 2018
Instrument2018-024362
Lender
NameUS BANK NA
TypeBank
Address57902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 22, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4525 DISCOVERY PT, DISCOVERY BAY, CA 94505-9520
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4525 DISCOVERY PT, DISCOVERY BAY, CA 94505-9520

Mortgage

Document Number0000011964
DateJan 14, 2021
Instrument2021-011964
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Elementary School DistrictByron Union Elementary School District (KG - 08)
Secondary School DistrictLiberty Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,119,861 (+2%) Land $545,514 Building $574,347
2025$13,799.00 (+6.1%)$1,097,904 (+4.04%) Land $534,818 Building $563,086
2023$13,006.00 (+1.59%)$1,055,273 Land $514,051 Building $541,222
2022$12,803.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1982–2017)
Claims Outside the SFHA4 of 10
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DISCOVERY BAY
serves 16,790 people · EPA ID CA0710009
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Matrix Broadband.

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