45245 Drayden Rd, Valley Lee, MD 20692 Property Records

St. Mary's County property record for 45245 Drayden Rd, Valley Lee, MD 20692

Property Summary

Property Type	Charitable / Fraternal Organization
Details	7,016 sqft · built 1961
Lot Size	13.5 acres (588,278 sqft)
Owner	Company Name on File
Deeds & Mortgages	Oct 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-004968`

Property Details

APN / Parcel Number

Primary APN	`02-004968`
Alternative APNs	`2004968` `004968`

Interior

Units	2 Units
Stories	1 Story
Building Area	7,016 sqft Total Area
1st Floor Area	34,232 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	588,278 sqft (13.5 acres)
Shed	1 Shed
Shed Area	2,720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004968
Street Address	45245 DRAYDEN RD
City	VALLEY LEE
State	MD
Zip	20692-3200
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	VMX
Legal Description	ADJUSTED PARCEL 134 BLAP 2ND DIST VOL FIRE D VALLEY LEE
Legal Subdivision	BOUNDARY LINE ADJUSTMENT
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1010
Census Tract	876101

Owner

Source: St. Mary's County records · APN 02-004968

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1, VALLEY LEE, MD 20692-0001
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2020	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF THE CHESAPEAKE
Jun 30, 2020	Deed of Trust, Mortgage COMMISSIONERS/ST MARYS CNTY
Sep 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 20, 2018
Transfer Doc	0049510066
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	45245 DRAYDEN RD, VALLEY LEE, MD 20692-3200
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	TRI COUNTY ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1, VALLEY LEE, MD 20692-0001

Mortgage

Document Number	0054870133
Date	Oct 01, 2020
Book Page	5487/133

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 01, 2060

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	45245 DRAYDEN RD, VALLEY LEE, MD 20692-3200
Document Number	0053880200
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	TRI-COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0053880200
Date	Jul 06, 2020
Book Page	005388/000200

Lender

Name	COMMISSIONERS/ST MARYS CNTY

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 05, 2035

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 26, 2018
Property Address	45245 DRAYDEN RD, VALLEY LEE, MD 20692-3200
Document Number	0049510066
Book / Page	004951 / 000066
Instrument Date	Sep 20, 2018
Transaction Type	Transfer
Record Updated	Oct 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,007,933 (+1.37%)	$4,116,000 (+4.1%) Land $374,400 Building $3,741,600
2025		$3,953,900 (+10.24%) Land $374,400 Building $3,579,500	$3,953,900 (-) Land $374,400 Building $3,579,500
2023	Additional exemption filed	$3,586,700	$3,953,900 Land $374,400 Building $3,579,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	103 in force
Nearby Flood Claims	24 (1996–2023)
Most Recent Claim	Jun 2023
Claims by Event	Hurricane Isabel, Sep 2003 · 8 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 17 locations within half a mile of this property.

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