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4524 Wilson Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4524 Wilson Point Rd, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 1,262 sqft · built 1976
Lot Size1.15 acres (50,338 sqft)
OwnerIndividual Name on Record
Last Sale$895,000 (Jul 2020)
Tax Bill$7,890 (2026)
Deeds & MortgagesAug 2020 Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN387-0460-00130

Property Details

APN / Parcel Number

Primary APN387-0460-00130
Alternative APN
  • 1093212

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,262 sqft Gross Area
1st Floor Area957 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Lot Area50,338 sqft (1.15 acres)
Garage Area2,288 sqft

Exterior Amenities

PorchSlab
Porch Area72 sqft
Deck Area45 sqft
Gazebo584 sqft
Boat House384 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1093212
Street Address4524 WILSON POINT RD
CityTOWER
StateMN
Zip55790-8616
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT: 0013 BLOCK:000 SERIAL #
Legal SubdivisionWILSON POINT T OF GREENWOOD
Legal Lot Number13
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1273
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address241 S ELMWOOD AVE, OAK PARK, IL 60302-3221
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
MANN MTG
Jul 27, 2020Warranty Deed, Transfer
NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2020 · Amount on Record
Deed SaleJul 27, 2020 · Amount on Record
Prior SaleAug 21, 2001 · Amount on Record
Deed Document Number20201026491
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4524 WILSON POINT RD, TOWER, MN 55790-8616
Document Number00T1028005
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4524 WILSON POINT RD TOWER MN 557908616, TOWER, MN 55790-8616

Mortgage

Document Number00T1028005
DateAug 26, 2020
InstrumentT1028005
Lender
NameMANN MTG
TypeMortgage Company
AddressKALISPELL, MT 59901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 27, 2020
Property Address4524 WILSON POINT RD, TOWER, MN 55790-8616
Document Number00T1026491
Instrument DateJul 20, 2020
InstrumentT1026491
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount Recorded
Tax$2,954.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address241 S ELMWOOD AVE OAK PARK IL 603023221, OAK PARK, IL 60302-3221

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,890.00 (+9.71%)
2025$7,192.00 (+4.14%)$872,800 (+10.93%) Land $457,600 Building $415,200$872,800 (+10.93%) Land $457,600 Building $415,200
2024$6,906.00$786,800 (+6.83%) Land $417,600 Building $369,200$786,800 (+6.83%) Land $417,600 Building $369,200
2022$736,500 Land $382,300 Building $354,200$736,500 Land $382,300 Building $354,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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