4524 Valley Rd, Levering, MI 49755 Property Records

Emmet County property record for 4524 Valley Rd, Levering, MI 49755

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft
Lot Size	79.5 acres (3,463,020 sqft)
Owner	Individual Name on File
Tax Bill	$2,394 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-09-11-100-003`

Property Details

APN / Parcel Number

Primary APN	`04-09-11-100-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	999 sqft

Exterior

Architectural Style	Ranch
Lot Area	3,463,020 sqft (79.5 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4524 VALLEY RD
City	LEVERING
State	MI
Zip	49755-9318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	S 1/2 OF NW 1/4. 80 A. SECTION 11, T37N, R5W
Legal Range	05W
Legal Township	37N
Legal Section	11
Legal Subdivision	S11 T37N R5W
Jurisdiction	EMMET MI
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1022
Census Tract	970201

Owner

4524 Valley Rd is owned and occupied by an individual who acquired it in June 2013.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4524 VALLEY RD, LEVERING, MI 49755-9318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Dec 27, 2017	Deed of Trust, Mortgage ST FRANCIS X FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 19, 2013
Transfer Doc	1158/38
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4524 VALLEY RD, LEVERING, MI 49755-9318
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4254 VALLEY RD, LEVERING, MI 49755-9318

Mortgage

Document Number	0000001235/0000000157
Date	Jul 14, 2021
Book Page	0000001235/0000000157
Instrument	5188120

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4524 VALLEY RD, LEVERING, MI 49755-9318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1200/0329
Date	Dec 27, 2017
Book Page	1200/0329
Instrument	5153211

Lender

Name	ST FRANCIS X FCU
Type	Credit Union
Address	PETOSKEY, MI 49770

Agreement

Amount	Amount on Record
Term	84 Months
Due	Dec 3, 2024

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Center Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,500 (+12.74%) Building $250,500	$501,000 (+12.74%) Building $501,000
2025		$222,200 Building $222,200	$444,400 Building $444,400
2024	$2,394.00
2023		$171,600 Building $171,600	$343,200 Building $343,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4524 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4524 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

Nearby Streets

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