4524 Orphanage Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 4524 Orphanage Rd, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,242 sqft · built 2025
Lot Size	0.272 acres (11,848 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Apr 2026)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5601 79 4436`

Property Details

APN / Parcel Number

Primary APN	`5601 79 4436`
Alternative APNs	`04102 0009.100000` `163278` `181588`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,242 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	988 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,848 sqft (0.272 acres)
Lot Width	126 ft Width
Garage Type	Mixed
Garage Area	380 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	181588
Street Address	4524 ORPHANAGE RD
City	CONCORD
State	NC
Zip	28027-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 2 PLAT FOR 4518 ORPHANAGE RD
Legal Subdivision	NORTHWEST CABARRUS SCHOOL
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3023
Census Tract	41202

Owner

4524 Orphanage Rd is owned and occupied by an individual who bought it in April 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4524 ORPHANAGE RD, CONCORD, NC 28027-9633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage HML INVESTMENTS
Apr 9, 2026	Warranty Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Apr 9, 2026	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE
Oct 29, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2025	Quit Claim Deed, Transfer Quitclaim
May 30, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	May 30, 2023 · Amount on File
Deed Document Number	20268111
Deed Book / Page	17932 / 320
Prior Transfer Date	Jul 11, 2025
Prior Transfer Doc	0017518212
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4524 ORPHANAGE RD, CONCORD, NC 28027-9633
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 QUAIL RD, LEXINGTON, NC 27292-8426

Mortgage

Document Number	0017719181
Date	Nov 14, 2025
Book Page	17719/181

Lender

Name	HML INVESTMENTS
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 14, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 9, 2026
Property Address	4524 ORPHANAGE RD, CONCORD, NC 28027-9633
Document Number	0000008111
Book / Page	17932 / 320
Instrument Date	Apr 9, 2026
Instrument	20268111
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 ORPHANAGE RD, CONCORD, NC 28027-9633

Mortgage

Document Number	0000008112,
Date	Apr 9, 2026
Instrument	20268112

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 9, 2026
Property Address	4524 ORPHANAGE RD, CONCORD, NC 28027-9633
Document Number	0017932320
Book / Page	17932 / 320
Instrument Date	Apr 9, 2026
Instrument	20268111
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 ORPHANAGE RD, CONCORD, NC 28027-9633

Mortgage

Document Number	0000008112,
Date	Apr 9, 2026
Instrument	20268112

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 29, 2025
Property Address	4524 ORPHANAGE RD, CONCORD, NC 28027-9633
Document Number	0017692155
Book / Page	17692 / 155
Map Reference	MB 94 PG 94
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3682 ALDEBURGH RD SW, CONCORD, NC 28027-0018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 QUAIL RD, LEXINGTON, NC 27292-8426

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 11, 2025
Property Address	4524 ORPHANAGE RD, CONCORD, NC 28027-9633
Document Number	0017518212
Book / Page	17518 / 212
Map Reference	MB 94 PG 94
Instrument Date	Jul 11, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3682 ALDEBURGH RD SW, CONCORD, NC 28027-0018

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 30, 2023
Property Address	4524 ORPHANAGE RD, CONCORD, NC 28027-9633
Document Number	0016506342
Book / Page	16506 / 342
Map Reference	MB 94 PG 94
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Tax	$118.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 MCKINNON AVE NE, CONCORD, NC 28025-3303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3682 ALDEBURGH RD SW, CONCORD, NC 28027-0018

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$157,330 (+345.06%) Land $35,350 Building $121,980
2025	$35,350 Land $35,350
2024		$157,330 Land $35,350 Building $121,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4524 Orphanage Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4524 Orphanage Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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