4524 N Assembly St, Spokane, WA 99205 Property Records

Spokane County property record for 4524 N Assembly St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1948
Lot Size	0.135 acres (5,900 sqft)
Owner	Individual Name on Record
Last Sale	$221,045 (Jan 2018)
Tax Bill	$3,471 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25022.1315`

Property Details

APN / Parcel Number

Primary APN	`25022.1315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	793 sqft
Basement Area	793 sqft
Finished Basement	715 sqft
Unfinished Basement	78 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces
Deck Area	180 sqft
Patio Area	76 sqft
Canopy	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4524 N ASSEMBLY ST
City	SPOKANE
State	WA
Zip	99205-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BUENA VISTA L17 B3
Legal Range	42E
Legal Township	25N
Legal Section	02
Legal Subdivision	BUENA VISTA
Legal Block	3
Legal Lot Number	17
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	6
Census Block	6008
Census Tract	1000

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4524 N ASSEMBLY ST, SPOKANE, WA 99205-1901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jan 11, 2018	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY
Jan 11, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Apr 5, 2010 · Amount on Record
Deed Document Number	20186674036
Prior Transfer Date	Jan 5, 2018
Prior Transfer Doc	0006674068
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4524 N ASSEMBLY ST, SPOKANE, WA 99205-1901
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 N ASSEMBLY ST, SPOKANE, WA 99205-1901

Mortgage

Document Number	0007200888
Date	Apr 22, 2022
Instrument	7200888

Lender

Name	UMPQUA BANK
Type	Bank
Address	BIG INDIAN, NY 12410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4524 N ASSEMBLY ST, SPOKANE, WA 99205-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006989302
Date	Nov 2, 2020
Instrument	6989302

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 11, 2018
Property Address	4524 N ASSEMBLY ST, SPOKANE, WA 99205-1901
Document Number	0006674068
Instrument Date	Jan 5, 2018
Instrument	6674068
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4524 N ASSEMBLY ST SPOKANE WA 992051901, SPOKANE, WA 99205-1901

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 11, 2018
Property Address	4524 N ASSEMBLY ST, SPOKANE, WA 99205-1901
Document Number	0006674036
Map Reference	VOL L PG11
Instrument Date	Jan 2, 2018
Instrument	6674036
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,387.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 N ASSEMBLY ST, SPOKANE, WA 99205-1901

Mortgage

Document Number	0006674037
Date	Jan 11, 2018
Instrument	6674037

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,471.00 (+4.86%)	$336,300 (+7.31%) Land $75,000 Building $261,300	$336,300 (+7.31%) Land $75,000 Building $261,300
2025	$3,310.00 (+7.92%)
2024		$313,400 (+25.96%) Land $55,000 Building $258,400	$313,400 (+25.96%) Land $55,000 Building $258,400
2023	$3,067.00 (+5.32%)	$248,800 Land $55,000 Building $193,800	$248,800 Land $55,000 Building $193,800
2022	$2,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 41% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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