4524 Hill Rd, Dresden, OH 43821 Property Records

Muskingum County property record for 4524 Hill Rd, Dresden, OH 43821

Property Summary

Property Type	Residential
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$67,700 (Oct 2024)
Tax Bill	$375 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Oct 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-08-81-16-000`

Property Details

APN / Parcel Number

Primary APN	`10-08-81-16-000`
Alternative APN	`051721-9`

Exterior

Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	0.9 ft deep x 0.9 ft wide
Terrain	Rolling
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	051721-9
Street Address	4524 HILL RD
City	DRESDEN
State	OH
Zip	43821-9460
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 11 ROSS CONSTRUCTION HOUSING DEVELOP 0.89A
Legal Subdivision	ROSS CONSTRUCTION HOUSING DEVELOPMENT
Legal Lot Number	11
Jurisdiction	MUSKINGUM OH
Township / Civil Division	CASS
Census Block Group	1
Census Block	1115
Census Tract	911100

Owner

Source: Muskingum County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4524 HILL RD, DRESDEN, OH 43821-9460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK
Oct 31, 2024	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK
Oct 2, 2017	Warranty Deed, Transfer THE HOME LOAN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	20249588
Deed Book / Page	3234 / 774
Prior Transfer Date	Oct 28, 2024
Prior Transfer Doc	003234/774
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	4524 HILL RD, DRESDEN, OH 43821-9460
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003318/408
Date	Jan 20, 2026
Book Page	3318/408
Instrument	202600000631

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	50 N 3RD ST, NEWARK, OH 43055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2036
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	4524 HILL RD, DRESDEN, OH 43821-9460
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002748/908
Date	Oct 2, 2017
Book Page	2748/908
Instrument	201700009829

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Oct 31, 2024
Property Address	4524 HILL RD, DRESDEN, OH 43821-9460
Document Number	003234/774
Book / Page	3234 / 774
Instrument Date	Oct 28, 2024
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 HILL RD, DRESDEN, OH 43821-9460

Mortgage

Document Number	0003234776
Date	Oct 31, 2024
Instrument	3234/776

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2039

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	4524 HILL RD, DRESDEN, OH 43821-9460
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002748/908
Date	Oct 2, 2017
Book Page	2748/908
Instrument	201700009829

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Oct 2, 2017
Property Address	4524 HILL RD, DRESDEN, OH 43821-9460
Document Number	002748/893
Book / Page	2748 / 893
Map Reference	FILE 1-105
Instrument Date	Sep 20, 2017
Instrument	201700009827
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4520 HILL RD, DRESDEN, OH 43821-9460

Mortgage

Document Number	201700009828
Date	Oct 2, 2017
Instrument	201700009828

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Mortgage

Document Number	2748/895
Date	Oct 2, 2017
Book Page	2748/895
Instrument	201700009828

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Cass Township
Unified School District	Tri-Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$375.00 (+12.28%)	$11,585 (+25.38%) Land $5,985 Building $5,600
2024			$33,100 (+25.38%) Land $17,100 Building $16,000
2023	$334.00	$9,240 Land $4,480 Building $4,760
2021			$26,400 Land $12,800 Building $13,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1997–2020)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2020 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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