4524 Cedar Bush Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 4524 Cedar Bush Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,775 sqft · built 1987
Lot Size	1.36 acres (59,634 sqft)
Owner	Individual Name on Record
Tax Bill	$1,898 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34322`

Property Details

APN / Parcel Number

Primary APN	`34322`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,775 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,634 sqft (1.36 acres)
Garage Area	330 sqft
Pool Type	Above-Ground Pool
Porch	Slab
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4524 CEDAR BUSH RD
City	HAYES
State	VA
Zip	23072-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	WALNUT FORK SUBD LOT 11
Legal Subdivision	WALNUT FORK
Legal Lot Number	11
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	3
Census Block	3003
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4524 CEDAR BUSH RD, HAYES, VA 23072-2600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 12, 2009
Transfer Doc	0000005008
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4524 CEDAR BUSH RD, HAYES, VA 23072-2600
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260001342
Date	Mar 31, 2026
Instrument	260001342

Lender

Name	LANGLEY FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23612

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 30, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4524 CEDAR BUSH RD, HAYES, VA 23072-2600
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005641
Date	Oct 21, 2022
Instrument	220005641

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 8, 2029

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4524 CEDAR BUSH RD, HAYES, VA 23072-2600
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	COOPERATIVE TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001322
Date	Mar 18, 2020
Instrument	200001322

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4524 CEDAR BUSH RD, HAYES, VA 23072-2600
Transaction Type	Mortgage
Record Updated	Aug 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170003387
Date	Jul 20, 2017
Instrument	170003387

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 27, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,898.00 (+6.69%)	$325,580 (+12.35%) Land $73,200 Building $252,380	$325,580 (+12.35%) Land $73,200 Building $252,380
2025	$1,779.00 (+5.33%)	$289,780 (-) Land $73,200 Building $216,580	$289,780 (-) Land $73,200 Building $216,580
2024	$1,689.00	$289,780 (-) Land $73,200 Building $216,580	$289,780 (-) Land $73,200 Building $216,580
2023	$1,689.00 (+14.59%)	$289,780 (+42.45%) Land $73,200 Building $216,580	$289,780 (+42.45%) Land $73,200 Building $216,580
2022	$1,474.00	$203,430 Land $54,110 Building $149,320	$203,430 Land $54,110 Building $149,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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