4524 54th St, Sacramento, CA 95820 Property Records

Sacramento County property record for 4524 54th St, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2013)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`021-0284-004-0000`

Property Details

APN / Parcel Number

Primary APN	`021-0284-004-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4524 54TH ST
City	SACRAMENTO
State	CA
Zip	95820-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLONIAL HEIGHTS, LOT 305, BLOCK:: 27
Legal Subdivision	COLONIAL HEIGHTS
Legal Block	27
Legal Lot Number	305
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3035
Census Tract	3002

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4524 54TH ST, SACRAMENTO, CA 95820-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage EL DORADO SAVINGS BANK
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit EL DORADO SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2013 · Amount on Record
Deed Sale	Jul 12, 2013 · Amount on Record
Prior Sale	Dec 14, 2012 · Amount on Record
Deed Book / Page	20130712 / 882
Last Transfer Date	Mar 30, 2022
Transfer Doc	2022001329
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2022
Property Address	4524 54TH ST, SACRAMENTO, CA 95820-4145
Document Number	0000001329
Map Reference	MB 10 MAP 37
Instrument Date	Mar 30, 2022
Instrument	2022050401329
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 54TH ST, SACRAMENTO, CA 95820-4145

Mortgage

Document Number	0000001330
Date	May 4, 2022
Instrument	2022050401330

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4524 54TH ST, SACRAMENTO, CA 95820-4145
Document Number	1808160713
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 54TH ST SACRAMENTO CA 958204145, SACRAMENTO, CA 95820-4145

Mortgage

Document Number	1808160713
Date	Aug 16, 2018
Instrument	1808160713

Lender

Name	EL DORADO SVGS BK
Type	Federal Savings Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$253,814 (+2%) Land $31,253 Building $222,561
2025	$2,954.00 (+1.48%) Homeowner's exemption	$248,839 (+4.04%) Land $30,641 Building $218,198
2024	$2,911.00 (+2.5%)
2023	$2,840.00 (+1.72%) Homeowner's exemption	$239,178 Land $29,452 Building $209,726
2022	$2,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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