Union County property record for 4523 Varner Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,526 sqft · built 1992 |
| Lot Size | 0.693 acres (30,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,500 (Jun 2005) |
| Tax Bill | $3,114 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-336-097 |
| Primary APN | 09-336-097 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,526 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,187 sqft (0.693 acres) |
| Porch | Slab |
| Porch Area | 103 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4523 VARNER DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #27 MYERS MEADOWS PH I OPCC775 |
| Legal Subdivision | MYERS MEADOWS |
| Legal Lot Number | 27 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20321 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4523 VARNER DR, MONROE, NC 28110-9142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Apr 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Oct 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE INC |
| Jun 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2005 · Amount on Record |
| Deed Sale | Jun 27, 2005 · Amount on Record |
| Prior Sale | Jun 25, 2001 · Amount on Record |
| Deed Document Number | 200580388 |
| Deed Book / Page | 3821 / 538 |
| Last Transfer Date | Apr 21, 2008 |
| Transfer Doc | 0004893388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 22, 2026 |
| Property Address | 4523 VARNER DR, MONROE, NC 28110-9142 |
| Document Number | 0000010957 |
| Book / Page | 9356 / 447 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.10957 |
| Record Updated | May 1, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 4523 VARNER DR, MONROE, NC 28110-9142 |
| Document Number | 0000010957, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 9356/447 |
| Instrument | 2026.10957 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 22, 2026 |
| Property Address | 4523 VARNER DR, MONROE, NC 28110-9142 |
| Document Number | 0009356447 |
| Book / Page | 9356 / 447 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202610957 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4523 VARNER DR, MONROE, NC 28110-9142 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010957, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 9356/447 |
| Instrument | 202610957 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4523 VARNER DR, MONROE, NC 28110-9142 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 4523 VARNER DR, MONROE, NC 28110-9142 |
| Document Number | 0000879913 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 8799/13 |
| Instrument | 25392 |
| Name | GLOBAL EQUITY FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4523 VARNER DR, MONROE, NC 28110-9142 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4523 VARNER DR, MONROE, NC 28110-9142 |
| Document Number | 8134145 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 8134/145 |
| Instrument | 27822 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Aug 1, 2046 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,300 (-) Land $73,200 Building $283,100 | $356,300 (-) Land $73,200 Building $283,100 | |
| 2025 | $3,114.00 (+12.46%) | $356,300 (+40.28%) Land $73,200 Building $283,100 | $356,300 (+40.28%) Land $73,200 Building $283,100 |
| 2023 | $2,769.00 | $254,000 Land $44,700 Building $209,300 | $254,000 Land $44,700 Building $209,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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