4523 S Lowe Ave, Chicago, IL 60609 Property Records

Cook County property record for 4523 S Lowe Ave, Chicago, IL 60609

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,046 sqft · built 1883
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Jan 2020)
Tax Bill	$4,853 (2023)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-321-003`

Property Details

APN / Parcel Number

Primary APN	`20-04-321-003`
Alternative APN	`20-04-321-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,046 sqft Living Area

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1885
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4523 S LOWE AVE
City	CHICAGO
State	IL
Zip	60609-3423
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(SOUTH) (CHICAGO) (LAND) & (BUILDING) ASSN SUB OF WH OF NH SH OF SW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	SOUTH CHICAGO LAND & BUILDING
Legal Block	1
Legal Lot Number	39
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3011
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4523 S LOWE AVE, CHICAGO, IL 60609-3423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	202055000
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 28, 2020
Property Address	4523 S LOWE AVE, CHICAGO, IL 60609-3423
Document Number	2002855000
Instrument Date	Jan 13, 2020
Instrument	2855000
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 W 23RD ST CHICAGO IL 606084106, CHICAGO, IL 60608-4106

Mortgage

Document Number	2002855001
Date	Jan 28, 2020
Instrument	2855001

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 2, 2018
Property Address	4523 S LOWE AVE, CHICAGO, IL 60609-3423
Document Number	1821410080
Instrument Date	Jul 30, 2018
Instrument	21410080
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 S WELLS ST CHICAGO IL 606074782, CHICAGO, IL 60607-4782

Mortgage

Document Number	1821410081
Date	Aug 2, 2018
Instrument	21410081

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 (-) Land $1,890 Building $21,110	$230,000 (-) Land $18,900 Building $211,100
2023	$4,853.00 (+2.6%)
2022	$4,730.00 (+2.27%)	$23,000 (-) Land $3,150 Building $19,850	$230,000 (-) Land $31,500 Building $198,500
2021	$4,625.00	$23,000 Land $3,150 Building $19,850	$230,000 Land $31,500 Building $198,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on S Lowe Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures