4523 Perth Ln, Cincinnati, OH 45229 Property Records

Hamilton County property record for 4523 Perth Ln, Cincinnati, OH 45229

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,582 sqft · built 1938
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (May 2017)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Jun 2026 Transfer Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`116-0002-0168-00`

Property Details

APN / Parcel Number

Primary APN	`116-0002-0168-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,582 sqft Living Area
Gross Area	3,211 sqft
1st Floor Area	1,104 sqft
2nd Floor Area	883 sqft
Upper Floors Area	883 sqft
Basement Area	1,224 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	125 ft deep x 61.9 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4523 PERTH LN
City	CINCINNATI
State	OH
Zip	45229-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	PERTH LN 61.98 X 125 WS PERTH LN 310 FT N WESTMINSTER DR
Legal Subdivision	THE MIAMI PURCHASE
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	6502

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10220 GATEWAY PL, CINCINNATI, OH 45242-4690
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Aug 15, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 18, 2017	Warranty Deed, Transfer · ARM VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2017 · Amount on Record
Deed Sale	May 18, 2017 · Amount on Record
Prior Sale	Apr 11, 1997 · Amount on Record
Deed Document Number	201744499
Deed Book / Page	13420 / 461
Last Transfer Date	Jul 24, 2023
Transfer Doc	0000057285
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 26, 2026
Property Address	4523 PERTH LN, CINCINNATI, OH 45229-1223
Document Number	0000052153
Book / Page	15695 / 3020
Instrument Date	Jun 11, 2026
Instrument	202652153
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10220 GATEWAY PL, CINCINNATI, OH 45242-4690

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4523 PERTH LN, CINCINNATI, OH 45229-1223
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135333
Date	Nov 8, 2021
Book Page	14540/2167
Instrument	2021-0135333

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	5.12%
Index	1-Year T-Bill
Max Rate	9.12%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 15, 2023
Property Address	4523 PERTH LN, CINCINNATI, OH 45229-1223
Document Number	0000057285
Book / Page	14979 / 380
Instrument Date	Jul 24, 2023
Instrument	2023-0057285
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11411 SNIDER RD, CINCINNATI, OH 45249-2223

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4523 PERTH LN, CINCINNATI, OH 45229-1223
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 PERTH LN, CINCINNATI, OH 45229-1223

Mortgage

Document Number	0000073404
Date	Jun 15, 2021
Book Page	14439/3166
Instrument	2021-0073404

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	GLENDALE, AZ 85303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 18, 2017
Property Address	4523 PERTH LN, CINCINNATI, OH 45229-1223
Document Number	0000004499
Book / Page	13420 / 00461
Instrument Date	May 11, 2017
Instrument	17-0044499
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 PERTH LN, CINCINNATI, OH 45229-1223

Mortgage

Document Number	0000004500
Date	May 18, 2017
Instrument	17-0044500

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.99%
Index	1-Year LIBOR
Margin	3
Max Rate	10.9%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,806.00 (-3.16%)	$78,247 (+%) Land $15,978 Building $62,269	$223,560 (-) Land $45,650 Building $177,910
2024	$4,963.00 (+3.63%)	$78,245 (-) Land $15,977 Building $62,268
2023	$4,789.00 (+25.99%)	$78,245 (+40.62%) Land $15,977 Building $62,268	$223,560 (+40.62%) Land $45,650 Building $177,910
2022	$3,801.00 Homeowner's exemption	$55,644 Land $11,869 Building $43,775
2020			$158,980 Land $33,910 Building $125,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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