4523 Oak River Cir, Valrico, FL 33596 Property Records

Hillsborough County property record for 4523 Oak River Cir, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1996
Lot Size0.181 acres (7,872 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Jun 2019)
Tax Bill$4,525 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN088067-5080

Property Details

APN / Parcel Number

Primary APN088067-5080
Alternative APN
  • U18302137N000007000110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,708 sqft Living Area
Gross Area2,233 sqft
1st Floor Area1,708 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,872 sqft (0.181 acres)
Lot Dimensions110 ft deep x 70 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area392 sqft
PorchOpen Porch
Porch Area125 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0880675080
Street Address4523 OAK RIVER CIR
CityVALRICO
StateFL
Zip33596-7227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionBLOOMINGDALE SECTION BB PHASE 1 LOT 11 BLOCK 7
Legal Range21E
Legal Township30S
Legal Section18
Legal SubdivisionBLOOMINGDALE SECTION BB PHASE 1
Legal Phase1
Legal Tract37N
Legal Block7
Legal Lot Number11
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1007
Census Tract13415

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4523 OAK RIVER CIR, VALRICO, FL 33596-7227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2019 · Amount on Record
Deed SaleJun 24, 2019 · Amount on Record
Prior SaleApr 9, 2015 · Amount on Record
Deed Document Number2019267867
Deed Book / Page26729 / 781
Prior Transfer DateSep 26, 2014
Prior Transfer Doc0000326858
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 24, 2019
Property Address4523 OAK RIVER CIR, VALRICO, FL 33596-7227
Document Number0267290781
Book / Page026729 / 000781
Instrument DateJun 17, 2019
Instrument267867
Transaction TypeTransfer
Record UpdatedJul 10, 2019
Title CompanyAFFINITY TITLE SERVICES/FL LLC, AFFINITY TITLE SVCS/FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4523 OAK RIVER CIR VALRICO FL 335967227, VALRICO, FL 33596-7227

Mortgage

Document Number267290783
DateJun 24, 2019
Book Page026729/000783
Instrument267868
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 23, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,213 (+2.7%)$317,667 (-1.72%) Land $87,241 Building $230,426
2025$4,525.00 (+11.67%) Homeowner's exemption$236,819 (+5.99%)$323,219 (+7.65%) Land $87,241 Building $235,978
2023$4,052.00 (+5.47%) Homeowner's exemption$223,442 (+3%)$300,244 (+3.97%) Land $79,310 Building $220,934
2022$3,842.00 Homeowner's exemption$216,934$288,766 Land $63,448 Building $225,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1988–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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