4523 NW 86th St, Faribault, MN 55021 Property Records

Steele County property record for 4523 NW 86th St, Faribault, MN 55021

Property Summary

Property Type	Single Family Home
Lot Size	7.3 acres (317,988 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2020)
Tax Bill	$2,454 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-001-1001`

Property Details

APN / Parcel Number

Primary APN	`13-001-1001`

Exterior

Effective Year Built	Effective 1916
Lot Area	317,988 sqft (7.3 acres)

Location & Zoning

Street Address	4523 NW 86TH ST
City	FARIBAULT
State	MN
Zip	55021-8485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PART OF NE1/4 DESC AS: COM AT NW COR OF NE1/4 TH E821.53' TO POB TH E479.43' S663.35' W479.43' N663.35' TO POB
Legal Range	21
Legal Township	108
Legal Section	01
Jurisdiction	STEELE MN
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2001
Census Tract	960100

Owner

Source: Steele County records · APN 13-001-1001

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4523 NW 86TH ST, FARIBAULT, MN 55021-8485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit HOME TOWN FCU
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPEER FINANCIAL FLCA
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN FCU
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage COMPEER FINANCIAL FLCA
Feb 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	2020427796
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	0000427796
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	4523 NW 86TH ST, FARIBAULT, MN 55021-8485
Transaction Type	Mortgage
Record Updated	Aug 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000448917
Date	Jul 14, 2023
Instrument	A000448917

Lender

Name	HOME TOWN FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	4523 NW 86TH ST, FARIBAULT, MN 55021-8485
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000436743
Date	Jun 14, 2021
Instrument	A000436743

Lender

Name	COMPEER FINANCIAL FLCA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2036

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	4523 NW 86TH ST, FARIBAULT, MN 55021-8485
Transaction Type	Mortgage
Record Updated	Sep 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000444262
Date	Aug 22, 2022
Instrument	A000444262

Lender

Name	HOME TOWN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 21, 2032

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Feb 14, 2020
Property Address	4523 NW 86TH ST, FARIBAULT, MN 55021-8485
Document Number	A000427796
Instrument Date	Jan 31, 2020
Instrument	A000427796
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	NOT AVAILABLE, COMPEER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 NW 86TH ST, FARIBAULT, MN 55021-8485

Mortgage

Document Number	A000427797
Date	Feb 14, 2020
Instrument	A000427797

Lender

Name	COMPEER FINANCIAL FLCA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.38%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Feb 14, 2020
Property Address	4523 NW 86TH ST, FARIBAULT, MN 55021-8485
Document Number	A000427795
Instrument Date	Jan 30, 2020
Instrument	A000427795
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 NW 86TH ST, FARIBAULT, MN 55021-8485

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
County Subdivision	Deerfield Township
Unified School District	Medford Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,454.00 (+6.14%)
2025		$306,700 (+23.62%) Land $126,000 Building $180,700	$306,700 (+23.62%) Land $126,000 Building $180,700
2023	$2,312.00 Homeowner's exemption	$248,100 Land $123,000 Building $125,100	$248,100 Land $123,000 Building $125,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 11, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
LTD Broadband Fixed Wireless	150 / 130
Midcontinent Communications Fixed Wireless	100 / 20
Lumen Technologies DSL	10 / 1

May also be available: AT&T, Minnesota WiFi, T-Mobile USA, Verizon.

Based on FCC filings for 3 locations within half a mile of this property.

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