4523 Niagara St, Wayne, MI 48184 Property Records

Wayne County property record for 4523 Niagara St, Wayne, MI 48184 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 725 sqft · built 1954
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$147,000 (Apr 2026)
Tax Bill$1,901 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN55 021 02 0890 000

Property Details

APN / Parcel Number

Primary APN55 021 02 0890 000

Interior

Full Baths1 Bath
Stories1 Story
Building Area725 sqft Living Area
1st Floor Area725 sqft
Basement Area725 sqft
Unfinished Basement725 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions135 ft deep x 42 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4523 NIAGARA ST
CityWAYNE
StateMI
Zip48184-2260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description34B890 LOT 890 AVONDALE SUB NO. 4 T2S R9E L59 P59 WCR
Legal SubdivisionAVONDALE NO 4
Legal Lot Number890
JurisdictionWAYNE MI
Township / Civil DivisionWAYNE
Census Block Group3
Census Block3017
Census Tract566900

Owner

Source: Wayne County records · APN 55 021 02 0890 000

Assessment roll updated August 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address25009 DONALD, REDFORD, MI 48239-3329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Apr 08, 2026Warranty Deed, Transfer
VANGUARD TITLE
Apr 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN STATE HSNG DEV AUTH
Nov 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Dec 07, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2026 · Amount on Record
Deed SaleApr 08, 2026 · Amount on Record
Prior SaleDec 07, 2022 · Amount on Record
Deed Document Number2026151029
Deed Book / Page60208 / 1242
Prior Transfer DateDec 29, 2006
Prior Transfer Doc0460070711
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Recording DateApr 02, 2026
Property Address4523 NIAGARA ST, WAYNE, MI 48184-2260
Document Number0000146978
Book / Page60198 / 409
Instrument DateMar 31, 2026
Instrument2026146978
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCROSSCOUNTRY MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address25009 DONALD, REDFORD, MI 48239-3329

Mortgage

Document Number0000146978,
DateApr 02, 2026
Book Page60198/409
Instrument2026146978
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate6%
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateApr 08, 2026
Property Address4523 NIAGARA ST, WAYNE, MI 48184-2260
Document Number0000151029
Book / Page60208 / 1242
Instrument DateMar 31, 2026
Instrument2026151029
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyVANGUARD TITLE

Transaction

AmountAmount Recorded
Tax$127,684.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25009 DONALD, REDFORD, MI 48239-3329

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Recording DateApr 02, 2026
Property Address4523 NIAGARA ST, WAYNE, MI 48184-2260
Document Number0000146979
Book / Page60198 / 422
Instrument DateMar 31, 2026
Instrument2026146979
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCROSSCOUNTRY MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4523 NIAGARA ST, WAYNE, MI 48184-2260

Mortgage

Document Number0000146979,
DateApr 02, 2026
Book Page60198/422
Instrument2026146979
Lender
NameMICHIGAN STATE HSNG DEV AUTH
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6%
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address4523 NIAGARA ST, WAYNE, MI 48184-2260
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7868 BACON ST, DETROIT, MI 48209-2956

Mortgage

Document Number0579630078
DateNov 18, 2022
Book Page57963/78
Instrument2022335751
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateDec 07, 2022
Property Address4523 NIAGARA ST, WAYNE, MI 48184-2260
Document Number0579871029
Book / Page57987 / 1029
Map ReferenceLB 59 PG 59
Instrument DateNov 17, 2022
Instrument2022346092
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

AmountAmount Recorded
Tax$825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4523 NIAGARA ST, WAYNE, MI 48184-2260

Transferred To (Grantee/Buyer)

NameVerified Name
Address4523 NIAGARA ST, WAYNE, MI 48184-2260

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityWayne City
Unified School DistrictWayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,901.00 (-11.33%) Homeowner's exemption$48,900 (+28.01%)$97,800 (+28.01%)
2023$2,144.00 (+75.74%) Homeowner's exemption$38,200$76,400
2019$1,220.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 771 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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