4523 Maxwell Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4523 Maxwell Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1954
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$116,028 (Sep 2022)
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
APN	`03-9.0-29-000-000-126.000`

Property Details

APN / Parcel Number

Primary APN	`03-9.0-29-000-000-126.000`

Interior

Building Area	1,512 sqft Base Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	215 ft deep x 73 ft wide

Location & Zoning

Street Address	4523 MAXWELL RD
City	SAINT JOSEPH
State	MO
Zip	64505-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-OR
Legal Description	29-58-35SESUB: LOT: BLK:LGL DESC:PART OF SE4 OF SE4 BEG ON W/L OF 1/4 1/4 SEC 708' N OF SW COR TH E 231.4' NE 90' W 60' N 30' W 215' S 73' TO POB EX RD R/WW
Legal Range	35W
Legal Township	58N
Legal Section	29
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2030
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4523 MAXWELL RD, SAINT JOSEPH, MO 64505-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	20228898
Deed Book / Page	3780 / 275
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 13, 2022
Property Address	4523 MAXWELL RD, SAINT JOSEPH, MO 64505-3103
Document Number	003780/275
Book / Page	3780 / 275
Instrument Date	Sep 12, 2022
Instrument	2022008898
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 MAXWELL RD, SAINT JOSEPH, MO 64505-3103

Mortgage

Document Number	003780/276
Date	Sep 13, 2022
Book Page	3780/276
Instrument	2022008899

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,072.00 (+0.09%)	$15,680 (+5.66%) Land $3,800 Building $11,880	$82,500 (+5.59%) Land $20,000 Building $62,500
2024	$1,071.00 (+15.04%)
2023	$931.00 (-0.75%)	$14,840 (-) Land $3,800 Building $11,040	$78,130 (-) Land $20,000 Building $58,130
2022	$938.00	$14,840 Land $3,800 Building $11,040
2021			$78,130 Land $20,000 Building $58,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20