San Joaquin County property record for 4523 Lindsey Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,944 sqft · built 2004 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $436,000 (Mar 2004) |
| Tax Bill | $7,259 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-540-330-000 |
| Primary APN | 248-540-330-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,944 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 627 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-540-33 |
|---|---|
| Street Address | 4523 LINDSEY LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78 |
| Legal Subdivision | GLENBRIAR ESTATES UNIT 9D |
| Legal Block | 1 |
| Legal Lot Number | 78 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 5219 |
4523 Lindsey Ln is owned and occupied by two individuals who bought it in March 2004.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4523 LINDSEY LN, TRACY, CA 95377-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit UNCLE CU |
| Oct 6, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 22, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2004 · Amount on File |
| Deed Sale | Mar 25, 2004 · Amount on File |
| Prior Sale | Mar 4, 2004 · Amount on File |
| Deed Document Number | 200459986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4523 LINDSEY LN, TRACY, CA 95377-7100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 4523 LINDSEY LN, TRACY, CA 95377-7100 |
| Document Number | 0000024542 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024-024542 |
| Name | UNCLE CU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4523 LINDSEY LN, TRACY, CA 95377-7100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4523 LINDSEY LN, TRACY, CA 95377-7100 |
| Document Number | 0000133136 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-133136 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4523 LINDSEY LN, TRACY, CA 95377-7100 |
| Document Number | 0000138922 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4523 LINDSEY LN TRACY CA 953777100, TRACY, CA 95377-7100 |
| Document Number | 0000138922 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 138922 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 4523 Lindsey Ln was $7,259 with a homeowner's exemption, down 7.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,259.00 (-7.27%) | ||
| 2025 | $7,828.00 Homeowner's exemption | $618,536 Land $184,821 Building $433,715 | |
| 2023 | $7,448.00 (-1.77%) Homeowner's exemption | $594,520 Land $177,646 Building $416,874 | $894,780 |
| 2022 | $7,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4523 Lindsey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4523 Lindsey Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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