4523 Ferndale Meadows Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 4523 Ferndale Meadows Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,564 sqft · built 2012
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$4,865 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R400467`

Property Details

APN / Parcel Number

Primary APN	`R400467`
Alternative APN	`4291-10-002-0040-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,564 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	2,564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4523 FERNDALE MEADOWS DR
City	KATY
State	TX
Zip	77494-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KING LAKES SEC 10, BLOCK 2, LOT 4
Legal Subdivision	KING LAKES SEC 10
Legal Block	2
Legal Lot Number	4
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1002
Census Tract	673113

Owner

Source: Fort Bend County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4523 FERNDALE MEADOWS DR, KATY, TX 77494-5335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MITCHELL MORTGAGE GROUP LLC
May 4, 2020	Deed of Trust, Mortgage · Line of Credit AMERANT BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2013
Deed Sale	Jul 25, 2013
Prior Sale	Jul 31, 2012
Deed Document Number	201393629
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4523 FERNDALE MEADOWS DR, KATY, TX 77494-5335
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	SELECTITLE LLC, SELECT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 COMMERCIAL CENTER BLVD, KATY, TX 77494-7273

Mortgage

Document Number	0000029999
Date	Mar 30, 2026
Instrument	2026029999

Lender

Name	MITCHELL MORTGAGE GROUP LLC
Type	Mortgage Company
Address	7114 SPRING RUN LN, KATY, TX 77494

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4523 FERNDALE MEADOWS DR, KATY, TX 77494-5335
Document Number	0000063955
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4523 FERNDALE MEADOWS DR KATY TX 774945335, KATY, TX 77494-5335

Mortgage

Document Number	0000063955
Date	Jun 3, 2020
Instrument	63955

Lender

Name	AMERANT BK NA
Address	KATY, TX 77449

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 2, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,865.00 (-32.5%) Homeowner's exemption	$419,865 (+1%) Land $59,280 Building $419,557	$478,837 (+5.6%) Land $59,280 Building $419,557
2024	$7,207.00 (+70.1%) Homeowner's exemption	$381,695 (+1%) Land $59,280 Building $394,147	$453,427 (+2.26%) Land $59,280 Building $394,147
2023	$4,237.00 (-19.54%) Homeowner's exemption	$346,995 Land $45,600 Building $397,813	$443,413 Land $45,600 Building $397,813
2018	$5,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Nearby Flood Policies	105 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 185 serves 3,663 people · EPA ID TX0790478
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T.

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