Osceola County property record for 4523 Declaration Dr, Kissimmee, FL 34746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,822 sqft · built 2003 |
| Lot Size | 0.162 acres (7,100 sqft) |
| Owner | Owner Name on File |
| Last Sale | $125,000 (Nov 2011) |
| Tax Bill | $1,731 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14896 |
| Primary APN | 14896 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,822 sqft Heated Area |
| Gross Area | 2,358 sqft |
| 1st Floor Area | 1,822 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.162 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 136 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 14896 |
|---|---|
| Street Address | 4523 DECLARATION DR |
| City | KISSIMMEE |
| State | FL |
| Zip | 34746-6723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | KSRP |
| Legal Description | LIBERTY VILLAGE PHASE 1 PB 12 PGS 141-142 LOT 36 |
| Legal Range | 28E |
| Legal Township | 25S |
| Legal Section | 25 |
| Legal Subdivision | LIBERTY VILL PH 1-2 |
| Legal Phase | 1 |
| Legal Tract | 1647 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40901 |
The current owner of 4523 Declaration Dr bought it in November 2011.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4523 DECLARATION DR, KISSIMMEE, FL 34746-6723 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2011 · Amount on File |
| Deed Sale | Nov 2, 2011 · Amount on File |
| Prior Sale | Nov 2, 2011 |
| Deed Document Number | 2011153170 |
| Deed Book / Page | 4194 / 2528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4523 DECLARATION DR, KISSIMMEE, FL 34746-6723 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4523 DECLARATION DR, KISSIMMEE, FL 34746-6723 |
| Document Number | 0058322933 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 5832/2933 |
| Instrument | 2020156057 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 4523 Declaration Dr was $1,731 with a homeowner's exemption, up 21.7% from the year before.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | Kissimmee City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,731.00 (+21.73%) Homeowner's exemption | $127,624 (+2.9%) | $313,900 (+0.03%) Land $91,800 Building $222,100 |
| 2024 | $1,422.00 (+3.42%) Homeowner's exemption | $124,028 (+3%) | $313,800 (+9.84%) Land $91,800 Building $222,000 |
| 2023 | $1,375.00 (+4.56%) Homeowner's exemption | $120,416 (+3%) | $285,700 (+13.28%) Land $64,200 Building $221,500 |
| 2022 | $1,315.00 Homeowner's exemption | $116,909 | $252,200 Land $49,000 Building $203,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4523 Declaration Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4523 Declaration Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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