4523 Crestpoint Way, Palmetto, FL 34221 Property Records

Manatee County property record for 4523 Crestpoint Way, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,262 sqft · built 2022
Lot Size	0.183 acres (8,008 sqft)
Owner	Individual Name on Record
Last Sale	$665,082 (Dec 2022)
Tax Bill	$8,889 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6045.2675-9`

Property Details

APN / Parcel Number

Primary APN	`6045.2675-9`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,262 sqft Living Area
Gross Area	3,175 sqft

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Lot Area	8,008 sqft (0.183 acres)
Terrain	Low
Garage Type	Attached
Garage Area	561 sqft
Porch	Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4523 CRESTPOINT WAY
City	PALMETTO
State	FL
Zip	34221-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-MU
Legal Description	LOT 468, ARTISAN LAKES ESPLANADE PHASE V SUBPHASE B & C PI # 6045.2675/9
Legal Subdivision	ARTISAN LAKES ESPLANADE PH V SUBPH B & C
Legal Phase	5
Legal Lot Number	468
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	2
Census Block	2017
Census Tract	1915

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4523 CRESTPOINT WAY, PALMETTO, FL 34221-1747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	202241151872
Record Updated	Jun 8, 2026

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 29, 2022
Property Address	4523 CRESTPOINT WAY, PALMETTO, FL 34221-1747
Document Number	0041151872
Map Reference	MB 70 PG 187-195
Instrument Date	Dec 29, 2022
Instrument	202241151872
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3922 COCONUT PALM DR STE 108, 108, TAMPA, FL 33619-1389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 CRESTPOINT WAY, PALMETTO, FL 34221-1747

Mortgage

Document Number	0041151873
Date	Dec 29, 2022
Instrument	202241151873

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$487,124 (-10.51%) Land $79,900 Building $407,224	$487,124 (-10.51%) Land $79,900 Building $407,224
2024	$8,889.00 (+0.81%)
2023	$8,818.00 (+368.05%) Homeowner's exemption	$544,322 (+9,649.63%) Land $79,900 Building $464,422	$544,322 (+9,649.63%) Land $79,900 Building $464,422
2022	$1,884.00	$5,583 Land $5,583	$5,583 Land $5,583

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 229 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	229 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20