4523 Co Rd 514, Ignacio, CO 81137 Property Records

La Plata County property record for 4523 Co Rd 514, Ignacio, CO 81137

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 2 ba · 4,404 sqft · built 2017
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,531 (2025)
Deeds & Mortgages	Feb 2018 Mortgage May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5901-194-00-519`

Property Details

APN / Parcel Number

Primary APN	`5901-194-00-519`
Alternative APN	`R434409`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,404 sqft Gross Area
Basement Area	1,024 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Lot Area	1,742,400 sqft
Garage Type	Attached
Garage Area	564 sqft
Porch	Porch
Porch Area	784 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R434409
Street Address	4523 COUNTY ROAD 514
City	IGNACIO
State	CO
Zip	81137-9514
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	SECTION: 20 TOWNSHIP: 34 RANGE: 7 W/2N/2SW/4 PER WD 1063864 4523 CR 514 IGNACIO 81137
Legal Range	07
Legal Township	34
Legal Section	20
Legal Block	1
Jurisdiction	LA PLATA CO
Township / Civil Division	IGNACIO
Census Block Group	1
Census Block	1043
Census Tract	940300

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	733 COUNTY ROAD 336, IGNACIO, CO 81137-9606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF DURANGO
May 26, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/DURANGO
Feb 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	4523 COUNTY ROAD 514, IGNACIO, CO 81137-9514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLORADO TITLE & CLOSING SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001139227
Date	Feb 2, 2018
Instrument	1139227

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank
Address	DURANGO, CO 81302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LA PLATA CO
Recording Date	May 26, 2017
Property Address	4523 COUNTY ROAD 514, IGNACIO, CO 81137-9514
Instrument Date	May 26, 2017
Instrument	1128760
Transaction Type	Construction Loan
Record Updated	Jul 6, 2017
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 S TAYLOR CIR BAYFIELD CO 811229472, BAYFIELD, CO 81122-9472

Mortgage

Document Number	0001128760
Date	May 26, 2017
Instrument	1128760

Lender

Name	FIRST NAT'L BK/DURANGO
Type	Bank
Address	DURANGO, CO 81302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 24, 2017
Property Address	4523 COUNTY ROAD 514, IGNACIO, CO 81137-9514
Document Number	0001124969
Instrument Date	Feb 24, 2017
Instrument	1124969
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 COUNTY ROAD 336 IGNACIO CO 811379606, IGNACIO, CO 81137-9606

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Ignacio School District 11-JT (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,090 (-2.94%) Land $4,270 Building $22,820	$390,030 (-) Land $17,070 Building $372,960
2025	$1,531.00 (+46.79%)	$27,910 (+13.64%) Land $4,600 Building $23,310	$390,030 (+23.72%) Land $17,070 Building $372,960
2023	$1,043.00 (-7.45%)	$24,560 (+5.68%) Land $4,610 Building $19,950	$315,260 (+10.85%) Land $17,480 Building $297,780
2022	$1,127.00	$23,240 Land $4,710 Building $18,530	$284,400 Land $17,850 Building $266,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 51% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA PLATA ARCHULETA WATER DISTRICT serves 510 people · EPA ID CO0134191
Water Source	Purchased surface water from TOWN OF BAYFIELD
Last State Inspection	Jun 2023
Lead	11 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25
T-Mobile Fixed Wireless	25 / 3

May also be available: CenturyLink, Southern Ute Shared Services.

Cell Coverage

5G (outdoors only) and 4G LTE

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