Lake County property record for 45220 Crows Bluff Rd, Deland, FL 32720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,834 sqft · built 1981 |
| Lot Size | 1.01 acres (44,177 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Dec 2022) |
| Tax Bill | $3,925 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Dec 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-17-29-0100-000-00061 |
| Primary APN | 38-17-29-0100-000-00061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 2,363 sqft |
| 1st Floor Area | 1,834 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 44,177 sqft (1.01 acres) |
| Lot Dimensions | 200 ft deep x 229 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Utility Building | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2687657 |
|---|---|
| Street Address | 45220 CROWS BLUFF RD |
| City | DELAND |
| State | FL |
| Zip | 32720-4745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | FERNANDEZ GRANT FROM INTERSECTION OF SWLY R/W LINE OF SR 42 & NWLY R/W OF NEW SR 44 RUN S 45-07-48 W ALONG R/W OF SAID SR 44 A DIST OF 588.85 FT N 39DEG 32MIN 41SEC W 856.89 FT FOR POB RUN N 39DEG 32MIN 41SEC W 236.68 FT TO R/W OLD SR 44 SWLY ALONG S |
| Legal Range | 29E |
| Legal Township | 17S |
| Legal Section | 38 |
| Legal Subdivision | FERNANDEZ GRANT |
| Legal Tract | 0100 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30112 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45220 CROWS BLUFF RD, DELAND, FL 32720-4745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 1, 2022 | Deed of Trust, Mortgage · Loan Assumption GLENN EARL BOWEN IRA |
| Dec 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 1, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 12, 2022 | Warranty Deed, Transfer |
| Sep 8, 2021 | Intrafamily Transfer, Transfer · Line of Credit GLENN EARL BOWEN IRA 0710573 |
| Oct 8, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | Jul 1, 2022 · Amount on Record |
| Deed Document Number | 2022161755 |
| Deed Book / Page | 6068 / 556 |
| Prior Transfer Date | Jun 9, 2022 |
| Prior Transfer Doc | 0059842374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 45220 CROWS BLUFF RD, DELAND, FL 32720-4745 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 224 W FIESTA KEY LOOP, DELAND, FL 32720-3986 |
| Document Number | 0059842040 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 5984/2040 |
| Instrument | 2022090813 |
| Name | GLENN EARL BOWEN IRA |
|---|---|
| Type | Non-Lending Institution |
| Address | LONGWOOD, FL 32750 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 19, 2022 |
| Property Address | 45220 CROWS BLUFF RD, DELAND, FL 32720-4745 |
| Document Number | 0060680556 |
| Book / Page | 6068 / 556 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022161755 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | CORNERSTONE NATIONAL TITLE COMPANY, CORNERSTONE NATL TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 332 CADDIE DR, DEBARY, FL 32713-4511 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45220 CROWS BLUFF RD, DELAND, FL 32720-4745 |
| Document Number | 0006068558 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 6068/558 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 1, 2022 |
| Property Address | 45220 CROWS BLUFF RD, DELAND, FL 32720-4745 |
| Document Number | 0059842374 |
| Book / Page | 5984 / 2374 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022090888 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 332 CADDIE DR, DEBARY, FL 32713-4511 |
| Name | Verified Name |
|---|---|
| Address | 332 CADDIE DR, DEBARY, FL 32713-4511 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 12, 2022 |
| Property Address | 45220 CROWS BLUFF RD, DELAND, FL 32720-4745 |
| Document Number | 0059552023 |
| Book / Page | 5955 / 2023 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022066949 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 224 W FIESTA KEY LOOP, DELAND, FL 32720-3986 |
| Name | Verified Name |
|---|---|
| Address | 332 CADDIE DR, DEBARY, FL 32713-4511 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 8, 2021 |
| Property Address | 45220 CROWS BLUFF RD, DELAND, FL 32720-4745 |
| Document Number | 0057891568 |
| Book / Page | 5789 / 1568 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021123713 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 W FIESTA KEY LOOP, DELAND, FL 32720-3986 |
| Document Number | 0057891570 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 5789/1570 |
| Name | GLENN EARL BOWEN IRA 0710573 |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Oct 1, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 8, 2020 |
| Property Address | 45220 CROWS BLUFF RD, DELAND, FL 32720-4745 |
| Document Number | 0055590479 |
| Book / Page | 005559 / 000479 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 112570 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 W FIESTA KEY LOOP DELAND FL 327203986, DELAND, FL 32720-3986 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,762 (-) Land $68,700 Building $203,062 | $271,762 (-) Land $68,700 Building $203,062 | |
| 2025 | $271,762 (+2.83%) Land $68,700 Building $203,062 | $271,762 (+2.83%) Land $68,700 Building $203,062 | |
| 2024 | $3,925.00 (+8.28%) | ||
| 2023 | $3,625.00 (+67.51%) Homeowner's exemption | $264,284 (+107.9%) | $264,284 (+107.9%) Land $68,700 Building $195,584 |
| 2022 | $2,164.00 | $127,123 | $127,123 Land $10,763 Building $116,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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