45220 Crows Bluff Rd, Deland, FL 32720 Property Records

Lake County property record for 45220 Crows Bluff Rd, Deland, FL 32720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,834 sqft · built 1981
Lot Size1.01 acres (44,177 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Dec 2022)
Tax Bill$3,925 (2024)
Deeds & MortgagesJul 2022 Mortgage
Dec 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN38-17-29-0100-000-00061

Property Details

APN / Parcel Number

Primary APN38-17-29-0100-000-00061
Alternative APNs
  • 291738010000000061
  • 2687657

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,834 sqft Living Area
Gross Area2,363 sqft
1st Floor Area1,834 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area44,177 sqft (1.01 acres)
Lot Dimensions200 ft deep x 229 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area200 sqft
Deck AreaDeck Area
Patio Area192 sqft
Utility Building128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number2687657
Street Address45220 CROWS BLUFF RD
CityDELAND
StateFL
Zip32720-4745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionFERNANDEZ GRANT FROM INTERSECTION OF SWLY R/W LINE OF SR 42 & NWLY R/W OF NEW SR 44 RUN S 45-07-48 W ALONG R/W OF SAID SR 44 A DIST OF 588.85 FT N 39DEG 32MIN 41SEC W 856.89 FT FOR POB RUN N 39DEG 32MIN 41SEC W 236.68 FT TO R/W OLD SR 44 SWLY ALONG S
Legal Range29E
Legal Township17S
Legal Section38
Legal SubdivisionFERNANDEZ GRANT
Legal Tract0100
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1008
Census Tract30112

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45220 CROWS BLUFF RD, DELAND, FL 32720-4745
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Deed of Trust, Mortgage · Loan Assumption
GLENN EARL BOWEN IRA
Dec 19, 2022Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 1, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 12, 2022Warranty Deed, Transfer
Sep 8, 2021Intrafamily Transfer, Transfer · Line of Credit
GLENN EARL BOWEN IRA 0710573
Oct 8, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleJul 1, 2022 · Amount on Record
Deed Document Number2022161755
Deed Book / Page6068 / 556
Prior Transfer DateJun 9, 2022
Prior Transfer Doc0059842374
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address45220 CROWS BLUFF RD, DELAND, FL 32720-4745
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 W FIESTA KEY LOOP, DELAND, FL 32720-3986

Mortgage

Document Number0059842040
DateJul 1, 2022
Book Page5984/2040
Instrument2022090813
Lender
NameGLENN EARL BOWEN IRA
TypeNon-Lending Institution
AddressLONGWOOD, FL 32750
Agreement
TypeLoan Assumption
AmountAmount Recorded

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 19, 2022
Property Address45220 CROWS BLUFF RD, DELAND, FL 32720-4745
Document Number0060680556
Book / Page6068 / 556
Instrument DateDec 16, 2022
Instrument2022161755
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyCORNERSTONE NATIONAL TITLE COMPANY, CORNERSTONE NATL TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address332 CADDIE DR, DEBARY, FL 32713-4511

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45220 CROWS BLUFF RD, DELAND, FL 32720-4745

Mortgage

Document Number0006068558
DateDec 19, 2022
Instrument6068/558
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2038

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateJul 1, 2022
Property Address45220 CROWS BLUFF RD, DELAND, FL 32720-4745
Document Number0059842374
Book / Page5984 / 2374
Instrument DateJun 9, 2022
Instrument2022090888
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address332 CADDIE DR, DEBARY, FL 32713-4511

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 CADDIE DR, DEBARY, FL 32713-4511

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 12, 2022
Property Address45220 CROWS BLUFF RD, DELAND, FL 32720-4745
Document Number0059552023
Book / Page5955 / 2023
Instrument DateMay 11, 2022
Instrument2022066949
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address224 W FIESTA KEY LOOP, DELAND, FL 32720-3986

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 CADDIE DR, DEBARY, FL 32713-4511

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateSep 8, 2021
Property Address45220 CROWS BLUFF RD, DELAND, FL 32720-4745
Document Number0057891568
Book / Page5789 / 1568
Instrument DateAug 30, 2021
Instrument2021123713
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 W FIESTA KEY LOOP, DELAND, FL 32720-3986

Mortgage

Document Number0057891570
DateSep 8, 2021
Instrument5789/1570
Lender
NameGLENN EARL BOWEN IRA 0710573
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term1 Months
DueOct 1, 2021

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateOct 8, 2020
Property Address45220 CROWS BLUFF RD, DELAND, FL 32720-4745
Document Number0055590479
Book / Page005559 / 000479
Instrument DateOct 5, 2020
Instrument112570
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 W FIESTA KEY LOOP DELAND FL 327203986, DELAND, FL 32720-3986

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,762 (-) Land $68,700 Building $203,062$271,762 (-) Land $68,700 Building $203,062
2025$271,762 (+2.83%) Land $68,700 Building $203,062$271,762 (+2.83%) Land $68,700 Building $203,062
2024$3,925.00 (+8.28%)
2023$3,625.00 (+67.51%) Homeowner's exemption$264,284 (+107.9%)$264,284 (+107.9%) Land $68,700 Building $195,584
2022$2,164.00$127,123$127,123 Land $10,763 Building $116,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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