Cottonwood County property record for 45220 440th St, Windom, MN 56101
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 864 sqft · built 1925 |
| Lot Size | 160 acres (6,969,600 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,478 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-033-0500 |
| Primary APN | 08-033-0500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,969,600 sqft (160 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | Deck Area |
| Patio Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 45220 440TH ST |
|---|---|
| City | WINDOM |
| State | MN |
| Zip | 56101-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW1/4 160.00 |
| Legal Range | 36 |
| Legal Township | 105 |
| Legal Section | 33 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | GREAT BEND |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 270300 |
Source: Cottonwood County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 45220 440TH ST, WINDOM, MN 56101-3312 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 17, 2019 |
| Record Updated | Oct 29, 2026 |
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| County Subdivision | Great Bend Township |
| Unified School District | Windom Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,478.00 Homeowner's exemption | $1,145,300 (-11.51%) Land $988,400 Building $156,900 | $1,145,300 (-11.51%) Land $988,400 Building $156,900 |
| 2025 | $5,478.00 (-13.73%) | ||
| 2023 | $6,350.00 | $1,294,200 Land $1,129,800 Building $164,400 | $1,294,200 Land $1,129,800 Building $164,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2010–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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