4522 Willow Tree Dr, Middletown, MD 21769 Property Records

Frederick County property record for 4522 Willow Tree Dr, Middletown, MD 21769

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,274 sqft · built 1968
Lot Size0.409 acres (17,859 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Jun 2022)
Tax Bill$3,532 (2023)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-149455

Property Details

APN / Parcel Number

Primary APN03-149455
Alternative APNs
  • 3149455
  • 149455

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,274 sqft Total Area
1st Floor Area1,274 sqft
Basement Area630 sqft
Finished Basement630 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area17,859 sqft (0.409 acres)
Garage TypeMixed
Garage Area768 sqft
CarportCarport
Carport Area348 sqft
Parking Spaces4 Parking Spaces
PorchEnclosed Porch
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number149455
Old Parcel Number3149455
Street Address4522 WILLOW TREE DR
CityMIDDLETOWN
StateMD
Zip21769-7607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 BL F .41 AC WILLOW TREE DR FOUNTAINDALE
Legal SubdivisionFOUNTAINDALE
Legal BlockF
Legal Lot Number12
JurisdictionFREDERICK MD
Township / Civil Division3, MIDDLETOWN
Census Block Group1
Census Block1001
Census Tract752603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4522 WILLOW TREE DR, MIDDLETOWN, MD 21769-7607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2022 · Amount on Record
Deed SaleJun 2, 2022 · Amount on Record
Deed Document Number0001595558
Deed Book / Page15955 / 58
Record UpdatedJun 7, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 2, 2022
Property Address4522 WILLOW TREE DR, MIDDLETOWN, MD 21769-7607
Document Number0159550058
Book / Page15955 / 58
Map ReferenceMB 5 FO 84
Instrument DateMay 13, 2022
Transaction TypeTransfer
Record UpdatedJun 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4522 WILLOW TREE DR, MIDDLETOWN, MD 21769-7607

Mortgage

Document Number0001595564
DateJun 2, 2022
Instrument15955/64
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,532.00$293,900 Land $73,700 Building $220,200$293,900 Land $73,700 Building $220,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2003–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOUNTAINDALE SOUTH
serves 2,610 people · EPA ID MD0100013
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2025
Lead1 ppb (2015–2017)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

May also be available: Verizon.

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