4522 Thomas Rd, Henderson, NC 27537 Property Records

Vance County property record for 4522 Thomas Rd, Henderson, NC 27537

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1998
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Mar 2022)
Tax Bill	$1,312 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0355 01028`

Property Details

APN / Parcel Number

Primary APN	`0355 01028`
Alternative APN	`1033793`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Roof Type	Gable
Lot Area	43,124 sqft (0.99 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1033793
Street Address	4522 THOMAS RD
City	HENDERSON
State	NC
Zip	27537-4080
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R30
Legal Description	4522 THOMAS RD 0000 00 X 00 .990
Legal Subdivision	CONTAINING 1
Legal Block	01
Jurisdiction	VANCE NC
Township / Civil Division	WILLIAMSBORO
Census Block Group	3
Census Block	3013
Census Tract	960200

Owner

4522 Thomas Rd, a mobile home, is owned and occupied by two individuals who bought it in March 2022.

Source: Vance County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4522 THOMAS RD, HENDERSON, NC 27537-4080
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on File
Deed Sale	Mar 10, 2022 · Amount on File
Prior Sale	May 17, 2005 · Amount on File
Deed Document Number	20221050
Deed Book / Page	1412 / 1272
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Mar 10, 2022
Property Address	4522 THOMAS RD, HENDERSON, NC 27537-4080
Document Number	01412/1272
Book / Page	1412 / 1272
Instrument Date	Mar 7, 2022
Instrument	1050
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4808 BRADFORD DR, 4808, ANNANDALE, VA 22003-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 THOMAS RD, HENDERSON, NC 27537-4080

Mortgage

Document Number	0000001051
Date	Mar 10, 2022
Instrument	01051

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4522 Thomas Rd was $1,312, down 1% from the year before.

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,312.00 (-10.01%)	$163,489 (-) Land $42,322 Building $121,167	$163,489 (-) Land $42,322 Building $121,167
2025	$1,458.00	$163,489 Land $42,322 Building $121,167	$163,489 Land $42,322 Building $121,167
2023	$813.00	$70,786 Land $25,000 Building $45,786	$70,786 Land $25,000 Building $45,786

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4522 Thomas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4522 Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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