4522 S McDowell Ave, Chicago, IL 60609 Property Records

Cook County property record for 4522 S McDowell Ave, Chicago, IL 60609

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,728 sqft · built 1936
Lot Size0.125 acres (5,450 sqft)
OwnerTrust Name on File
Last Sale$220,000 (Aug 2008)
Tax Bill$1,319 (2023)
Flood ZoneZone X (minimal risk)
APN20-05-305-039

Property Details

APN / Parcel Number

Primary APN20-05-305-039
Alternative APN
  • 20-05-305-039-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,728 sqft Living Area

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1938
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,450 sqft (0.125 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address4522 S MCDOWELL AVE
CityCHICAGO
StateIL
Zip60609-3261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB2-2
Legal DescriptionS E (GROSS) SUB OF SW SW SEC 05-38-14
Legal Range14E
Legal Township38N
Legal Section05
Legal SubdivisionGROSS SUB
Legal Block2
Legal Lot Number9,8
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2027
Census Tract842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4522 S McDowell Ave is owner-occupied and held in a trust since September 2008.

Source: Cook County records, as of May 27, 2026

Owner of RecordTrust Name on File
Mailing Address4522 S MCDOWELL AVE, CHICAGO, IL 60609-3261
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Personal Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2008 · Amount on File
Deed SaleAug 25, 2008 · Amount on File
Prior SaleAug 28, 1996 · Amount on File
Deed Document Number200840105
Last Transfer DateSep 18, 2008
Transfer Doc0000039086
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,000 Land $3,270 Building $21,730$250,000 Land $32,700 Building $217,300
2023$1,319.00 (-0.53%)
2022$1,326.00 (+4.99%) Homeowner's exemption Senior Citizen's exemption$24,999 (-) Land $5,177 Building $19,822$249,990 (-) Land $51,770 Building $198,220
2021$1,263.00 Homeowner's exemption Senior Citizen's exemption$24,999 Land $5,177 Building $19,822$249,990 Land $51,770 Building $198,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4522 S McDowell Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4522 S McDowell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on S McDowell Ave

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