4522 Palm Ave, Lorain, OH 44055 Property Records

Lorain County property record for 4522 Palm Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1965
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-00-077-101-005`

Property Details

APN / Parcel Number

Primary APN	`03-00-077-101-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4522 PALM AVE
City	LORAIN
State	OH
Zip	44055-3551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 5TH ADD 100.05 X 110
Legal Subdivision	HOMEWOOD 5TH ADDITION C
Legal Block	101
Legal Lot Number	1077
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1022
Census Tract	97500

Owner

4522 Palm Ave is owned and occupied by an individual who acquired it in March 2012.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4522 PALM AVE, LORAIN, OH 44055-3551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2012
Deed Sale	Mar 30, 2012
Prior Sale	Jan 22, 1998
Deed Document Number	2012091028
Record Updated	Jun 8, 2026

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 15, 2021
Property Address	4522 PALM AVE, LORAIN, OH 44055-3551
Document Number	0000807481
Map Reference	VOL 22 PG 54
Instrument Date	Mar 15, 2021
Instrument	2021-0807481
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 PALM AVE, LORAIN, OH 44055-3551

Tax Assessment & Valuation

The 2025 property tax bill for 4522 Palm Ave was $1,757.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,757.00	$45,960 (%) Land $14,110 Building $31,850	$131,320 (-) Land $40,320 Building $91,000
2024	$1,757.00 (+25.23%)	$45,962 (+68.71%) Land $14,112 Building $31,850	$131,320 (+68.71%) Land $40,320 Building $91,000
2023	$1,403.00 (+0.86%)	$27,244 (-0.02%) Land $7,609 Building $19,635	$77,840 Land $21,740 Building $56,100
2022	$1,391.00	$27,250 Land $7,610 Building $19,640
2021			$77,840 Land $21,740 Building $56,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4522 Palm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4522 Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20