Highlands County property record for 4522 Mercado Dr, Sebring, FL 33872
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,208 sqft · built 1987 |
| Lot Size | 0.029 acres (1,289 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,592 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813025600113 |
| Primary APN | C044813025600113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,289 sqft (0.029 acres) |
| Garage Type | Finished |
| Garage Area | 276 sqft |
| Driveway | Driveway |
| Driveway Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C044813025600113 |
|---|---|
| Street Address | 4522 MERCADO DR |
| City | SEBRING |
| State | FL |
| Zip | 33872-1551 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3NC |
| Legal Description | MERCADO CLUB VILLAS PER OR 939 PG 279 UNIT 3 BEING THE SWLY UNIT + 1/3 INT IN COMMON AREA |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | MERCADO CLUB VILLAS |
| Legal Lot Number | 11 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 960503 |
4522 Mercado Dr, a townhouse, is owned by two individuals who acquired it in January 2012.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | WHITNEY POINT, NY 13862 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2012 |
| Deed Sale | Jan 11, 2012 |
| Deed Document Number | 0023101066 |
| Prior Transfer Date | Mar 11, 2010 |
| Prior Transfer Doc | 1576356 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,875 Land $10,000 Building $106,875 | $116,875 Land $10,000 Building $106,875 | |
| 2024 | $1,592.00 (+9.19%) | ||
| 2023 | $1,458.00 (+7.28%) | $94,127 (+12.65%) Land $4,290 Building $89,837 | $94,127 (+12.65%) Land $4,290 Building $89,837 |
| 2022 | $1,359.00 | $83,555 Land $2,640 Building $80,915 | $83,555 Land $2,640 Building $80,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4522 Mercado Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4522 Mercado Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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