4522 Lagan Cir, Winterville, NC 28590 Property Records

Pitt County property record for 4522 Lagan Cir, Winterville, NC 28590

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,001 sqft · built 2007
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$1,130 (Jan 2022)
Tax Bill	$5,807 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071685`

Property Details

APN / Parcel Number

Primary APN	`071685`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,001 sqft Heated Area
Gross Area	5,288 sqft
1st Floor Area	2,380 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4522 LAGAN CIR
City	WINTERVILLE
State	NC
Zip	28590-8211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9S
Legal Description	IRISH CREEK
Legal Subdivision	IRISH CREEK
Legal Phase	1C
Legal Lot Number	162
Jurisdiction	PITT NC
Township / Civil Division	WINTERVILLE
Census Block Group	1
Census Block	1007
Census Tract	1304

Owner

4522 Lagan Cir is owned and occupied by two individuals who bought it in January 2022.

Source: Pitt County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4522 LAGAN CIR, WINTERVILLE, NC 28590-8211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Jun 27, 2008 · Amount on File
Deed Book / Page	4234 / 417
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Recording Date	Jun 23, 2026
Property Address	4522 LAGAN CIR, WINTERVILLE, NC 28590-8211
Document Number	4790000590
Book / Page	4790 / 590
Instrument Date	Jun 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 LAGAN CIR, WINTERVILLE, NC 28590-8211
Investor	Possibly a Property Investor

Mortgage

Document Number	4790000590,
Date	Jun 23, 2026
Book Page	4790/590

Lender

Name	SOUTHERN BANK & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Jan 24, 2022
Property Address	4522 LAGAN CIR, WINTERVILLE, NC 28590-8211
Document Number	0000004234
Book / Page	4234 / 417
Map Reference	MB 64 PG 182
Instrument Date	Jan 19, 2022
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 WINDSOR RD, 224, GREENVILLE, NC 27858-8903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 LAGAN CIR, WINTERVILLE, NC 28590-8211

Mortgage

Document Number	0004234420
Date	Jan 24, 2022
Instrument	4234/420

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	4522 LAGAN CIR, WINTERVILLE, NC 28590-8211
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004110
Date	May 28, 2021
Book Page	4110/859

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4522 Lagan Cir was $5,807.

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Municipality	Greenville City
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,807.00	$588,871 (-) Land $55,000 Building $533,871	$588,871 (-) Land $55,000 Building $533,871
2025	$5,807.00	$588,871 Land $55,000 Building $533,871	$588,871 Land $55,000 Building $533,871
2023	$5,680.00	$472,776 Land $50,000 Building $422,776	$472,776 Land $50,000 Building $422,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4522 Lagan Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4522 Lagan Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENVILLE UTILITIES COMM serves 103,140 people · EPA ID NC0474010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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