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4522 Duffer Loop, Sebring, FL 33872 Property Records

Highlands County property record for 4522 Duffer Loop, Sebring, FL 33872 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage2,532 sqft Living Area
Lot Size27,000 sqft (0.62 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2026)
Tax Bill$3,776.00 (2025)

Property Details

APN / Parcel Number

Primary APNC344802400003610
Alternative APN
  • C-34-34-28-024-0000-3610

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area2,532 sqft Living Area
1st Floor2,532 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area27,000 sqft (0.62 acres)
DrivewayDriveway Concrete
Driveway Area2,550 sqft Driveway

Exterior Amenities

Pool Area450 sqft Pool
Deck Area40 sqft Deck
Patio Area576 sqft Patio
Porch Area822 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address4522 DUFFER LOOP
CitySEBRING
StateFL
Zip33872-3860
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGOLF HAMMOCK UNIT 4 PB 14 PG 78 LOT 361
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 4
Legal Lot Number361
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup4
Census Block4023
Census Tract960602

Owner

Source: Highlands County records · APN C344802400003610

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4522 DUFFER LOOP, SEBRING, FL 33872-3860
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CTR
Apr 22, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 13, 2022Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 10, 2021Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2026 · Amount on Record
Deed SaleApr 15, 2026 · Amount on Record
Prior SaleApr 13, 2022 · Amount on Record
Deed Doc Number20262308513
Deed Book / Page3186 / 686
Prior Transfer DateDec 29, 2025
Prior Transfer Doc0002309730
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 15, 2026
Property Address4522 DUFFER LOOP, SEBRING, FL 33872-3860
Document Number0002308513
Book / Page3186 / 686
Instrument DateApr 15, 2026
Instrument20262308513
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$335,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4522 DUFFER LOOP, SEBRING, FL 33872-3860

Mortgage

Document Number0002308514,
DateApr 15, 2026
Instrument20262308514
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 22, 2026
Property Address4522 DUFFER LOOP, SEBRING, FL 33872-3860
Document Number0002309730
Book / Page3188 / 46
Instrument DateDec 29, 2025
Instrument20262309730
Transaction TypeTransfer
Record UpdatedJul 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address9235 COUNTY ROAD 635, SEBRING, FL 33875-5917

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 13, 2022
Property Address4522 DUFFER LOOP, SEBRING, FL 33872-3860
Document Number0002087893
Book / Page2897 / 1749
Map ReferenceMB 14 PG 78
Instrument DateApr 07, 2022
Instrument2087893
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,073.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4522 DUFFER LOOP, 4522, SEBRING, FL 33872-3860

Transferred To (Grantee/Buyer)

NameVerified Name
Address5079 STRAFFORD OAKS DR, SEBRING, FL 33875-4763

Mortgage

Document Number0028971751
DateApr 13, 2022
Instrument2897/1751
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateAug 10, 2021
Property Address4522 DUFFER LOOP, SEBRING, FL 33872-3860
Document Number0002048207
Book / Page2843 / 813
Map ReferenceMB 14 PG 78
Instrument DateAug 10, 2021
Instrument2048207
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3708 SPARTA RD, SEBRING, FL 33870-6065

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,776.00 (+2.94%) Homeowner's exemption$288,390 (-9.25%)$313,682 (-1.29%) Land $30,000 Building $283,682
2024$3,668.00 (-22.76%)
2023$4,749.00 (+96.32%)$317,775 (+74.01%) Land $28,000 Building $289,775$317,775 (+14.44%) Land $28,000 Building $289,775
2022$2,419.00 Homeowner's exemption$182,621$277,673 Land $28,000 Building $249,673

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire LikelihoodAbout 1 in 217 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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