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4522 Calumet Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4522 Calumet Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,723 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$254,100 (2019)
Tax Bill$5,534.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631016100012690

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,723 sqft Heated Area
Gross Area2,398 sqft Gross Area
1st Floor Area1,723 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished
Garage Area440 sqft Garage
PorchOpen Porch
Porch Area235 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4522 CALUMET DR
CitySAINT CLOUD
StateFL
Zip34772-8986
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 269
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase4
Legal Tract161
Legal Lot Number269
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract43304

Owner

Source: Osceola County records · APN 192631016100012690

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4522 CALUMET DR, SAINT CLOUD, FL 34772-8986
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
PLANET HOME LENDING LLC
Jul 20, 2023Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Apr 12, 2021Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Nov 21, 2019Grant Deed, Transfer · FHA Mortgage
HOME SOLUTION LENDERS
May 03, 2019Grant Deed, Transfer
ATTORNEY ONLY
Oct 30, 2019Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2019 · Amount on Record
Deed SaleNov 21, 2019 · Amount on Record
Deed Document Number2019152188
Deed Book / Page5628 / 0619
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4522 CALUMET DR, SAINT CLOUD, FL 34772-8986
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4522 CALUMET DR, SAINT CLOUD, FL 34772-8986

Mortgage

Document Number0068961996
DateDec 19, 2025
Book Page6896/1996
Instrument2025155356
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypePartial Claim Mortgage
AmountAmount Recorded
Term288 Months
DueDec 01, 2049

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4522 CALUMET DR, SAINT CLOUD, FL 34772-8986
Transaction TypeMortgage
Record UpdatedAug 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4522 CALUMET DR, SAINT CLOUD, FL 34772-8986

Mortgage

Document Number0064431181
DateJul 20, 2023
Book Page6443/1181
Instrument2023093543
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueDec 01, 2049

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4522 CALUMET DR, SAINT CLOUD, FL 34772-8986
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4522 CALUMET DR, SAINT CLOUD, FL 34772-8986

Mortgage

Document Number0059321906
DateApr 12, 2021
Book Page5932/1906
Instrument2021054228
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueDec 01, 2049

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateNov 21, 2019
Property Address4522 CALUMET DR, SAINT CLOUD, FL 34772-8986
Document Number0056280619
Book / Page005628 / 000619
Instrument DateNov 20, 2019
Instrument152188
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,778.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4522 CALUMET DR ST CLOUD FL 347728986, ST CLOUD, FL 34772-8986

Mortgage

Document Number56280620
DateNov 21, 2019
Book Page005628/000620
Instrument152189
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2049

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 03, 2019
Property Address4522 CALUMET DR, SAINT CLOUD, FL 34772-8986
Document Number0055190560
Book / Page005519 / 000560
Instrument DateMay 02, 2019
Instrument57689
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$13,055.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058
InvestorPossibly a Property Investor

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2019
Property Address4522 CALUMET DR, SAINT CLOUD, FL 34772-8986
Document Number0056142413
Book / Page005614 / 002413
Instrument DateMay 02, 2019
Instrument140803
Transaction TypeTransfer
Record UpdatedNov 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,534.00 (+8.64%) Homeowner's exemption$235,441 (+5.99%)$317,000 (-0.56%) Land $70,000 Building $247,000
2023$5,094.00 (+2.27%) Homeowner's exemption$222,142 (+3%)$318,800 (+15.97%) Land $60,000 Building $258,800
2022$4,981.00 Homeowner's exemption$215,672$274,900 Land $55,000 Building $219,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 424 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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