4522 Bainview Dr, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 4522 Bainview Dr, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,340 sqft · built 1983
Lot Size	0.568 acres (24,774 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2017)
Tax Bill	$4,219 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137-172-05`

Property Details

APN / Parcel Number

Primary APN	`137-172-05`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,340 sqft Heated Area
Gross Area	3,232 sqft
1st Floor Area	1,508 sqft
Upper Floors Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	24,774 sqft (0.568 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	316 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	137-172-05
Street Address	4522 BAINVIEW DR
City	MINT HILL
State	NC
Zip	28227-7659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L65 M19-191
Legal Subdivision	BAINBRIDGE SEC 01
Legal Lot Number	65
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	2
Census Block	2005
Census Tract	5719

Owner

4522 Bainview Dr is owned and occupied by an individual who bought it in April 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	4522 BAINVIEW DR, MINT HILL, NC 28227-7659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRACIE CLARK
Apr 20, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Deed Document Number	0031733342
Deed Book / Page	31733 / 342
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4522 BAINVIEW DR, MINT HILL, NC 28227-7659
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 BAINVIEW DR, MINT HILL, NC 28227-7659

Mortgage

Document Number	0000016396
Date	Feb 19, 2026
Book Page	40209/662
Instrument	2026016396

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4522 BAINVIEW DR, MINT HILL, NC 28227-7659
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 BAINVIEW DR, MINT HILL, NC 28227-7659

Mortgage

Document Number	0000116508
Date	Dec 13, 2023
Book Page	38532/38
Instrument	2023116508

Lender

Name	TRACIE CLARK
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 13, 2024

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 20, 2017
Property Address	4522 BAINVIEW DR, MINT HILL, NC 28227-7659
Document Number	0000051114
Book / Page	31733 / 342
Map Reference	MB19 PG191
Instrument Date	Apr 18, 2017
Instrument	2017051114
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 ASTURIAS RD, 722, DAVENPORT, FL 33837-3862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 BAINVIEW DR, MINT HILL, NC 28227-7659

Mortgage

Document Number	0000051115
Date	Apr 20, 2017
Instrument	2017051115

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2%
Index	5-Year TN
Max Rate	6%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4522 Bainview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4522 Bainview Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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