45215 Blue Water Ln, Piney Point, MD 20674 Property Records

St. Mary's County property record for 45215 Blue Water Ln, Piney Point, MD 20674

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,082 sqft · built 2008
Lot Size	0.502 acres (21,872 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2018)
Tax Bill	$3,779 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-044161`

Property Details

APN / Parcel Number

Primary APN	`02-044161`
Alternative APN	`044161`

Interior

Full Baths	3 Baths
Units	4 Units
Stories	2 Stories
Building Area	2,082 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,872 sqft (0.502 acres)
Porch	Slab
Porch Area	72 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	044161
Street Address	45215 BLUE WATER LN
City	PINEY POINT
State	MD
Zip	20674-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TMX
Legal Description	LOT 4 EQ 21,872 SF PLAT 62/8 BLUE WATER SUB
Legal Subdivision	BLUE WATER SUB
Legal Lot Number	4
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	3
Census Block	3012
Census Tract	876101

Owner

45215 Blue Water Ln is owned by two individuals who bought it in September 2018.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 295, NEWINGTON, VA 22122-0295
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Grant Deed, Transfer · Conventional with PMI CRD PROPERTIES LLC
Aug 24, 2018	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Aug 24, 2018	Deed of Trust, Mortgage CRD PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2018 · Amount on File
Deed Sale	Sep 11, 2018 · Amount on File
Deed Book / Page	4940 / 488
Record Updated	Oct 29, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 11, 2018
Property Address	45215 BLUE WATER LN, PINEY POINT, MD 20674-3029
Document Number	0049400488
Book / Page	004940 / 000488
Instrument Date	Aug 24, 2018
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	BLUE CRAB TITLE ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 295 NEWINGTON VA 221220295, NEWINGTON, VA 22122-0295

Mortgage

Document Number	49400493
Date	Sep 11, 2018
Book Page	004940/000493

Lender

Name	CRD PROPERTIES LLC
Address	22545 BAYSIDE RD, LEONARDTOWN, MD 20650

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2028

Interest

Rate	4%

Mortgage

Document Number	49400468,
Date	Sep 11, 2018
Book Page	004940/000468

Lender

Name	RD PROPS LLC

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2028

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	45215 BLUE WATER LN, PINEY POINT, MD 20674-3029
Document Number	0049910325
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45215 BLUE WATER LN PINEY POINT MD 206743029, PINEY POINT, MD 20674-3029

Mortgage

Document Number	0049910325
Date	Dec 7, 2018
Book Page	004991/000325

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 6, 2028

Interest

Rate	4%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	45215 BLUE WATER LN, PINEY POINT, MD 20674-3029
Document Number	0049910304
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45215 BLUE WATER LN PINEY POINT MD 206743029, PINEY POINT, MD 20674-3029

Mortgage

Document Number	0049910304
Date	Dec 7, 2018
Book Page	004991/000304

Lender

Name	CRD PROPERTIES LLC
Address	22545 BAYSIDE RD, LEONARDTOWN, MD 20650

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 6, 2028

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 45215 Blue Water Ln was $3,779.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,567	$437,300 Land $108,700 Building $328,600
2025	$3,779.00
2023	$3,354.00	$307,900	$347,700 Land $118,800 Building $228,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45215 Blue Water Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	227 units insured incl. 6 condo units
Nearby Flood Claims	16 (2003–2022)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45215 Blue Water Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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