Hernando County property record for 4521 Sutherland St, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.176 acres (7,673 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,700 (Apr 2025) |
| Tax Bill | $305 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-18-3026-0000-0050 |
| Primary APN | R09-223-18-3026-0000-0050 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,673 sqft (0.176 acres) |
|---|
| Account Number | 01807664 |
|---|---|
| Street Address | 4521 SUTHERLAND ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE BLUFF LOT 5 |
| Legal Subdivision | PINE BLUFF |
| Legal Lot Number | 5 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 41006 |
Source: Hernando County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4521 SUTHERLAND ST, SPRING HILL, FL 34609-2186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on Record |
| Deed Sale | Apr 25, 2025 · Amount on Record |
| Deed Document Number | 202527605 |
| Deed Book / Page | 4549 / 1831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 25, 2025 |
| Property Address | 4521 SUTHERLAND ST, SPRING HILL, FL 34609-2186 |
| Document Number | 0045491831 |
| Book / Page | 4549 / 1831 |
| Map Reference | MB 45 PG 1 |
| Instrument Date | Apr 7, 2025 |
| Instrument | 2025027605 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,265.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST, PENSACOLA, FL 32502-5618 |
| Name | Verified Name |
|---|---|
| Address | 4521 SUTHERLAND ST, SPRING HILL, FL 34609-2186 |
| Document Number | 0045491833 |
|---|---|
| Date | Apr 25, 2025 |
| Instrument | 4549/1833 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305.00 (-18.23%) | $21,408 Land $21,408 | $21,408 Land $21,408 |
| 2023 | $373.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Tillman Fiber.
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